Transunion

There’s no shame in admitting it: It’s possible to make it through college and into the real world without having the first idea about investing, money management, or anything that deals even remotely with finances. But thanks to the growing number of Web sites and online tools devoted to fiscal responsibility, it’s easier than ever [...]

There are a lot of web sites that offers free credit score and credit report. However, many of them are not really free and some have down right misleading advertisement regarding their offers. This list contains some of the most popular web sites that offers free credit report and credit score. From the list, two [...]

Experian credit score is one of the three credit scores that you can obtain. Unlike FICO score, there is a easy and free way to obtain your Experian score from a web site called Quizzle. You can sign up to use Quizzle for free. All you have to do is just answer a few questions, [...]

In general, anything above 700 is considered good, but it’s not that simple. There are many different credit scoring systems with different scales — not to mention individual lenders have their own criteria. In short, a good credit score depends on the scoring system used and your particular lender. However, you can get a good idea of [...]

I recently came across a video by FTC that advertise AnnualCreditReport.com in a manner that mocks the more familiar commercials by FreeCreditReport.com. I had mentioned in the past that credit report from FreeCreditReport.com is not free because you have to sign up for one of their paid services to get it.
FTC AnnualCreditReport.com Restaurant Video
If you [...]

It’s easy to obtain a free credit report ever since the Fair Credit Reporting Act legislation enabled you to obtain one free copy of your credit report every 12 months from each of the three major reporting agencies. However, getting your hands on your credit score for free isn’t so easy.
Currently, there’s still no absolutely [...]

These past weeks, my family and I have been shopping for a minivan to accommodate our extended family of 7 — and finally replacing our 11 years old Ford Contour. The experience left me wondering if the auto industry really needs the bail out money at all. If I have to judge by how some [...]

This was a rather interesting week for me.  For the first time ever, I had a life insurance agent cursed at me with an F word.  The story started last summer when I tried to purchase a term life insurance policy from this agent.  He helped my parents stop the monthly payments on their whole [...]

There are a lot of financial websites out there.  Unfortunately, there are some really good ones that you may not have heard of before.  Over the past few months, I have been trying to collect these financial sites into my Personal Finance Directory (please check it out, explore, rate, and review these sites).  But I [...]

Have you heard of FreeCreditReport.com before?  If you watch television at all, you probably came across their free credit report commercials more than once.  And if you do a Google search for “Free Credit Report”, they will actually come up as the #2 result.  Don’t believe their commercials or their extremely misleading name even for [...]