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time wasters

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thumb Frugalist Expense Reduction Guide

This guide is intended to provide readers with ideas, how-to’s, and resources on frugal living and expense reduction. It will explore aspects of frugality and provides practical ideas on how to save money and reduce your expenses. Spending less than you earn is the core component of good money management, and a vital part of [...]

You Don’t Deserve Premium Channels Because You’re In Debt

Sounds a little harsh?  May be. But the truth is 300 millions Americans owe $957 billions in revolving credit debt — that’s $3,190 per person!  What does this have to do with premium channels?  Well, NASCAR has been showing their Cup races on TNT for the past two weeks and it will be on TNT [...]

5 Strategies to Survive An Economic Slowdown

With the recent turn of events, I have been giving a lot of thought about what to do in event of economic slowdown — i.e., recession, stagflation, depression, financial doom, or whatever you want to call it. As I put this list of 5 strategies together, I realize that they are nothing more than responsible [...]

My Cars and My Life

This article is part of the M-Network group writing project about cars and what they meant to us. This series will run from November 12th through the 16th, and we welcome you to share your stories with us.

At first, I was going to launch into this long history about how I loved the Transformers cartoon, [...]

40 Ways You Can Save Money And Our Planet

Well today is Blog Action Day and a lot of bloggers are blogging about our environment today. Being a personal finance blogger, I am going to make this one related to money…again. A lot of people think that being Green is expensive — e.g., you have to buy Energy Star compliance products, fancy hybrid car, [...]

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