student credit cards

On January 18th of this year, I finally decided I was ready to make some New Year’s resolutions. I’ve never really done the resolution thing in the past, and so I wasn’t compelled to do it come December 31 or January 1. But I recognize that goals are good — and so I came up [...]

While there are many different opinions as to how much debt is too much, the two ratios below are the most widely used measures of how much debt is manageable. These ratios are also known as debt to income ratios (DTI). Many of you are reading this and other personal finance blogs in an attempt [...]

We’ve all heard the stories of lotto winners who win millions, think they’re set for life, and then go broke within a decade. Or people who inherit large sums of money and end up in financial ruin, family feuds, or both. The word “windfall” can mean different things to different people — if you’re young [...]

Everyone knows that healthy personal finances requires debt reduction. However, paying down debt can become discouraging when you have a great deal of it, from a variety of sources. Paying a little bit extra every month on each of your debts doesn’t seem to make a dent, thanks to high interest charges. Instead, you can [...]

Some people think credit cards are evil — for example, famous debt reduction guru Dave Ramsey is completely against it. Some use their credit cards without giving it much thought. Personally, I think credit cards are financial tools that can be used to my advantage, but they must be used with caution. How about you?

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Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).

Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]

When I was a little boy, my dad told me that I’ll never be poor if I avoid 3 habits. These three habits are drug use, gambling, and overspending. He calls them wealth banes. As an adult, I have to agree with him. If your life is mired in any of these, your finances will [...]

One of the quickest ways to improve your finances is to reduce your expenses and find more ways to save money. This article is a compilation of various money saving articles that have been published over the years. A few tips are also highlighted from each article. Make sure you follow these links to see [...]

Happy Mother’s Day everyone! I just want to wish everyone, especially all the moms out there a happy day. This week, Moolanomy was featured on The Kirk Report, Mainstreet.com, and WSJ The Wallet — please be sure to give these sites a visit.
Also, if you have been reading Moolanomy through feed reader or email, please [...]

This week Moolanomy was named as one of the Ten Blogs That Will Help You Become A Millionaire by The Online Investing AI Blog — thank you for the honor!
Ask M-Network
Here are two articles from our Ask the M-Network series:

Should I Pay Off Student Debt or Save Money? at Cash Money Life
What should I have [...]