social security numbers

At least once  a year, if not more, you visit the dentist and doctor to make sure everything’s working properly – why not give your finances the same opportunity? As we approach the busy holiday season, it’s easy to let attention slip from personal finance. If you find yourself barreling toward the end of 2009 [...]

Chances are, you are already planning your holiday shopping. You might even be looking ahead toward Black Friday and Cyber Monday. With retailers still trying to lure customers into spending, this year offers the potential for some great deals on the biggest shopping days of the year. Here are some shopping tips that can help [...]

The following article contains information about the Internal Revenue Service (IRS)’s officially released 2009 federal income tax brackets. You’ll need this information to prepare and file your 2009 tax return in early 2010. To the extent that the information in this article helps summarize the changes in Federal Income Tax, you should consult the official [...]

“When should I take Social Security?” is the first question everyone faces when contemplating retirement. More than 50% of all men and women start taking benefits at 62. By age 66, well over 90% of all men and women are taking benefits according to the Center for Retirement Research at Boston College.
The Break Even Approach
The [...]

One of the hot financial topic today is identity theft. And if you think it can never happen to you, you are wrong. Here are some examples of identity theft that I have first and second-hand experience with:

I had two separate incidents of account takeover where the thieves used my credit card information to make [...]

Kent Irwin, who recently wrote a guest article: Is Suze Orman Right, Can You Be Your Own Financial Planner?, sent me a free license to use his eFinPLAN online financial planning software. In this post, I am going to provide you with my initial experience, and I will follow up with a second post to [...]

This is a guest post by Tisha Kulak of CreditorWeb.
Students going off to college are in for a lot of new experiences. With a little common sense and by practicing good habits, stolen credit cards and identity theft will not be one of them. College students have many options when it comes to credit cards. [...]