savvy investor

If you’re a savvy investor, you most certainly have a fair bit of cash tucked away for general spending and emergencies. The stock market is a long term investment and if 2009 taught us anything, it was to not have money you need to spend in the stock market. So where do you put the [...]

April is Financial Literacy Month and I’ve joined force with 30 other bloggers to write for a nonprofit organization in a series called Thirty Steps To Financial Wellness. Specifically, I’ll be writing an article for Step #15 entitled Securing your financial future. Please be sure to bookmark this web site and follow our progress through [...]

Dave Ramsey’s Baby Steps is a financial plan designed to help you get your finances in order, get out of debt, and achieve financial freedom. Dave Ramsey has taught these Baby Steps to millions via radio, The Total Money Makeover, Financial Peace University, and on DaveRamsey.com. In this article, I’d like to walk you through [...]

I am currently in Alexandria, VA visiting my sister for her husband birthday. The drive out from New York on Friday was terrible. The afternoon rain caused several accidents, combine that to road constructions and Friday traffic, and we have a recipe for an 8-hour drive. There were several stretches on our drive that I [...]

Following the success of previous Frugal of Cheap Test, I am going to throw another one out there for your enjoyment. I hope that you’ll like this Financial IQ Test as much as the last one and find it somewhat educational as well. Please note that I’ve included a link or two for some questions. [...]

In my post, “My Foray into Prosper as a P2P Lender,” one of my readers (PeerLend.com) introduced me to Lending Club:
“In early December [2007], Lending Club opened their (formerly FaceBook users only) lending application to the wider public. They do things a bit differently than Prosper, as they underwrite the loans (i.e., bucket by credit [...]

Welcome to the 107th Carnival of Debt Reduction. It is a great honor to be your host for this fine Carnival. Without further ado, let us take a tour of New York City.

The Statue of Liberty
…stands at Liberty Island, New York in New York Harbor…presented to the United States by France in 1886…made of sheeting [...]