savings banks

While traditional brick and mortar banks can be very convenient, they can rarely compete with the high interest rates offered by online high yield savings accounts. Personally, I think these online high interest accounts are the best place to stash your emergency fund and save up money for your short-term goals, such as, saving money [...]

The following is a list of top online banks that offers high yield savings account, high interest savings account, or high yield money market account. All of these accounts are FDIC insured up to $250,000. Your principal is protected and you’re guarantee a positive nominal return on investment. For March 2010, the average interest rate [...]

The following is a list of the nationally available highest yields 12-month CD rates. In general, certificates of deposit (CDs) are great investments because your principal is protected by FDIC insurance and your interest rates are guaranteed. Moreover, you can use CD Ladder to make your CD savings more flexible and effective. You can open [...]

If you’re a savvy investor, you most certainly have a fair bit of cash tucked away for general spending and emergencies. The stock market is a long term investment and if 2009 taught us anything, it was to not have money you need to spend in the stock market. So where do you put the [...]

Welcome to the Best of Money Carnival, a weekly listing of the top 10 personal finance posts. The carnival gathers submissions from some of the best personal finance and investing bloggers on the web, and permits the hosting blogger the privilege of choosing his or her top ten favorite articles. Below are the ones I [...]

There is good news if you are an Ally Bank customer and have certificates of deposit (CDs) coming up for renewal. Starting August 31, 2009, Ally Bank is expanding its popular Ten-Day Best Rate Guarantee that has been available for new CD deposits to renewing CDs. This means that you are guaranteed the best interest [...]

Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).

Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]

Which online bank is best? This is not an easy question to answer since we all have different criteria when it comes to banking. A good place to start is how much interest the bank is paying you. However, there are many more factors to consider beyond interest rate.
7 Things To Consider Before You Open [...]

There are many free budgeting software online today. I even reviewed a few like Mint and Quicken Online. Honestly, it would be impossible for me to review them all because there are just too many. However, I came across BudgetPulse through one of my regular reader, Craig Kessler. I was impressed by the software and [...]

On occasions when I discuss interest rates or investments expenses, I get comments saying that rate chasing is not worth it. To show you that rate chasing is worth it, I am going to show you some math. One percent may not seems like much, but given enough time, 1% is much bigger than you [...]