ROI

Back in the 80s I walked to the YMCA with my weekly video game allowance of two quarters. That bought me one game of Asteroid and one game of Pac-man. Any idea what the difference is between Pac-man in the 80s and FooPets today? You had to pay cash up front in order to play [...]

One area in which I have vigilantly slashed my spending is the “Entertainment” category. I include cable television, movie theaters, concert tickets, bars, sporting events, and a bunch of other things in this category. The easiest expense to cut back on thus far has been the TV/movies area. For television, Hulu has aided me in [...]

Most people go on vacation with expectations of a non-stop extravaganza or with the hopes of an interruption-free solitude. That’s what I call setting yourself up for failure. Neither of those two is going to happen. We both know it. Whether you are envisioning a week of beach lounging and Pina Coladas or a week [...]

In the past few weeks, I’ve been reading some articles, along with their comments, about people cutting up their credit cards. There are multiple rationales behind this decision. One such rationale is that the credit card companies act immorally by preying on the “weak” who fall into the trap of credit. Another rationale is that [...]

I never thought I would find myself in this seat. What seat, you ask? The seat where I am sitting across the table from a recent graduate giving them advice on “What now?” I have written a list of 10 things to do when you graduate but that mainly goes over short-term things that you [...]

Unless you’ve been hiding under a rock for the past year or so, you may have realised that the global economy has been somewhat tenuous. People have learned the hard way that they need to be wise with their money, and, for some it means taking on extra work to boost their income, pay off [...]

The Cash for Clunkers Bill (aka. Gas Guzzler Rebate) entitles you to a $3,500 or $4,500 credit for trading a drivable car made within the last 25 years, with a combined city/highway fuel economy rating of 18 mpg or less to a new higher fuel efficiency car. If the mileage improvement is 4 mpg or [...]

Last week, Christian Personal Finance turned 2 years old — congratulation Bob! While we are on the subject of blog anniversary, Moolanomy Personal Finance is turning 2 this July 15th. To celebrate this auspicious occasion, I am giving away 1 (one) iPod Shuffle to one lucky winner on July 15th. All you have to do [...]

One of the quickest ways to improve your finances is to reduce your expenses and find more ways to save money. This article is a compilation of various money saving articles that have been published over the years. A few tips are also highlighted from each article. Make sure you follow these links to see [...]

As we approach the vacation season, I want to cover the basics of preparing for roadside emergencies and dealing with car breakdown. I have had my fair share of roadside emergencies and breakdowns. My experience includes minor incidents such as punctured tire, malfunctioned windshield wiper, drained battery, and locked in key. And the more serious [...]