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Sometimes you just need to stop spending money for a few days. Maybe you are already over budget, or close to it, and the month isn’t over. Maybe you have savings goals with attached deadlines, and need to kick a little extra towards one of those goals before the deadline comes and goes. Or maybe [...]

While I always loved having turkey with my family each year, I dreaded the days that followed. It is my firm belief that the reason turkey is primarily consumed at only three times of year (Thanksgiving, Christmas, and Easter) is that the thought of more than three weeks of turkey leftovers per year turns the [...]

Thanksgiving is only a few days away, and for some of us, financial concerns are more prominent this year than any other years in the past. However, that’s not what Thanksgiving is all about. Regardless of your financial means, you could have a wonderful and inexpensive Thanksgiving. In this article, I am going to cover [...]

Having a pet can bring great joy, laughter and comfort to all around. Unfortunately, they can also mean additional, even unexpected, expenses in today’s already tough economy. According to the ASPCA, approximately 500,000 to 1,000,000 cats and dogs are currently in danger of abandonment due to the economic downturn. While caring for a pet is [...]

I am currently in Alexandria, VA visiting my sister for her husband birthday. The drive out from New York on Friday was terrible. The afternoon rain caused several accidents, combine that to road constructions and Friday traffic, and we have a recipe for an 8-hour drive. There were several stretches on our drive that I [...]

In the past few years, Americans average savings rate has declined precipitously — in fact the current savings rate is practically zero. This means that as a society, we are not saving any money. Worse, we have a habit of borrowing to fuel our consumption. We are spending more than we earn, and that’s a [...]

Some people views anything related to alternative income streams (aka, making money) as scammy, a waste of time, or taking too much effort. Some give alternative income building a try and give up shortly after, because it takes too much time and effort for the minuscule initial results. Why should you bother working on something [...]

I know I don’t talk enough about frugality. May be I am not a very frugal person, although my wife always call me cheap. So I figure I would share share some great frugal ideas, tips, and resources from around the web (not in any order):

Being Frugal: Making Every Penny Count
Frugal Living by Money Ning
FruWiki, [...]

Happy New Year! and welcome to the New Year Edition of the Festival of Frugality: “A blog carnival focused on the frugal life and getting that little extra edge out of the products you buy and the services you use.” Considering the holidays, there were quite a bit of submissions over the past two weeks. [...]