plan goal

While traditional brick and mortar banks can be very convenient, they can rarely compete with the high interest rates offered by online high yield savings accounts. Personally, I think these online high interest accounts are the best place to stash your emergency fund and save up money for your short-term goals, such as, saving money [...]

The following is a list of top online banks that offers high yield savings account, high interest savings account, or high yield money market account. All of these accounts are FDIC insured up to $250,000. Your principal is protected and you’re guarantee a positive nominal return on investment. For March 2010, the average interest rate [...]

Buying a new car is a big deal, especially when it is your first.  In 2002, when I was 17, my parents bought me a beat up black 1999 Grand Prix that I absolutely loved.  I put that puppy through a lot and it was passed down to both my younger brothers before making its [...]

Sometimes you just need to stop spending money for a few days. Maybe you are already over budget, or close to it, and the month isn’t over. Maybe you have savings goals with attached deadlines, and need to kick a little extra towards one of those goals before the deadline comes and goes. Or maybe [...]

Economies develop and move forward under almost any conditions. Mankind can adapt, survive and even make a living in the totalitarian economies of Chavez and Castro to the laissez-faire, free market economies of Canada and Hong Kong. In a manner of speaking, free market is alive and well wherever people live. Sometimes it is a [...]

On January 18th of this year, I finally decided I was ready to make some New Year’s resolutions. I’ve never really done the resolution thing in the past, and so I wasn’t compelled to do it come December 31 or January 1. But I recognize that goals are good — and so I came up [...]

January!  Time to once again set lofty goals. While glancing through a fitness book (Fit and Well: Core Concepts and Labs in Physical Fitness and Wellness) I noticed a subtitle — Reaching Wellness through lifestyle management.  The section “introduces the general process of behavior change and highlights the decisions and challenges you’ll face at each [...]

We all hate the money talk. Whether you are working out the details of your financial lives before you commit, or whether you have been in a committed relationship for years, talking about money always seems to be fraught with the makings of relationship peril. Even if you don’t plan to marry, if you are [...]

Just like a runner must run, I believe those who are financially fit must budget. Your budget might look different than another person’s budget.  Someone might have a complex computer system and another might use a simple pen and paper system.  But, to thrive financially you must have a sense of what you want to [...]

At least once  a year, if not more, you visit the dentist and doctor to make sure everything’s working properly – why not give your finances the same opportunity? As we approach the busy holiday season, it’s easy to let attention slip from personal finance. If you find yourself barreling toward the end of 2009 [...]