What is Debt-To-Income Ratio (DTI) and Why Does It Matter?

January 29, 2008 :: Credit and Debt :: 32 Comments

For someone who doesn't carry a lot of debt, I didn't give Debt-to-Income Ratio a serious thought until I start lending money on peer-to-peer lending networks -- i.e., Prosper and Lending Club. The truth is, DTI is important; especially in the business of borrowing and lending money. Two Kinds ...

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