period changes

It’s Open Enrollment time at most employers, the time when you get to choose your benefits coverage for next year. You will review your chosen options, and make changes to them as needed. It’s important to be familiar with last year’s benefits. You may get a summary, but can use your paystub to see what [...]

I have two daughters and one son. They are all quite young (the oldest is four). At this moment when I look ahead to the future I am have the exact same financial plan for each of them. Currently, we financially treat them all the same. We save the same amount for college, buy the [...]

Ah … Fall and Spring cleaning — a fresh desk, a clean home, a new perspective with the changing of the seasons. Why is this such a good idea, especially when it comes to your financial documents? It’s simple. Clutter can be dangerous – especially when it involves your finances. When your financial documents are [...]

Converting to a Roth IRA is not new, so what with all the buzz about about this Roth IRA Conversion event in 2010? What makes it such a big deal is that up until then, most people couldn’t convert to a Roth IRA because their income was too high. For example, in 2009 if an [...]

There are three laws of motion. Today I just want you to remember Sir Isaac Newton’s First Law.
“The first law says that an object at rest tends to stay at rest, and an object in motion tends to stay in motion, with the same direction and speed. Motion (or lack of motion) cannot change without [...]

With all the buzz about the new credit card legislation which is formally known as the CARD Act of 2009, I think it’s a good idea to do a round up of articles that talk about this new law. But before we go to the articles, I just want to give you a brief overview [...]

As a result of the ongoing credit crisis that seems to be hobbling everyone, consumers are starting to see more and more fees for credit card services and features that we all had grown accustomed to getting for free. Credit has simply gotten more expensive in a very short amount of time for all of [...]

Initially, I wasn’t going to write about the change at Lending Club, because I didn’t want to speculate. But since I wrote about it a few times, I felt obligated to share my thought on this event to my readers.

A Quick Background
Lending Club is a peer-to-peer lending network where you could sign up as a [...]

Whenever the question of paying for college comes up, it seems to spark a heated debate. Some parents want to pay for it all, others are firm believers that their children should have to put themselves through college, and there is a third group that thinks half and half is a good solution. When we [...]