pareto

Contents

Introduction
Frugalist Expense Reduction Guide
Frugal Living
Money Savings Tips
Expense Reduction
Smart Spending
Money Software Reviews
Recent Articles

Related Tags

Frugal Living
Saving Money
Expense Reduction
Smart Spending

Frugal living is the second pillar of wealth building.  This section focuses on frugal living, smart spending, and reducing expenses.  The first place to start is the Frugalist Expense Reduction Guide.

Frugalist Expense Reduction Guide
The Frugalist Expense Reduction Guide is [...]

This guide is intended to provide readers with ideas, how-to’s, and resources on frugal living and expense reduction. It will explore aspects of frugality and provides practical ideas on how to save money and reduce your expenses. Spending less than you earn is the core component of good money management, and a vital part of [...]

Until recently, Intuit’s Quicken Online costs $2.99 per month after a 60-day free trial period. Beginning October 13th, 2008 there is no longer a fee to use the Quicken Online program — yes, it’s free!  Since I like free stuff, I signed up yesterday to get some first hand experience.  In short, I liked it.  [...]

Risk management is a methodology to mitigate negative consequences resulting from threats and uncertainties. In this article, I’ll be exploring financial risks focused on personal finance and how to minimize these risks. Since risk management is a huge topic, I am going to limit it within the scope of the REAL Wealth Building framework — [...]

It seems like whenever I write about expense control, I have the tendency to get all geeky. Let’s be serious, how many people would actually use the Pareto Principle and Quick Wins to reduce living expenses? Well, today I am going to show you yet another way to look at your expenses — a good [...]

A friend at work is thinking about borrowing from his 401k plan to fund his business start-up. He mentioned it to me and I told him that it’s a terrible idea to borrow from 401k. It may sound appealing at first — i.e., fast loan application, easy to qualify, and you pay the interest to [...]

In the past few years, Americans average savings rate has declined precipitously — in fact the current savings rate is practically zero. This means that as a society, we are not saving any money. Worse, we have a habit of borrowing to fuel our consumption. We are spending more than we earn, and that’s a [...]

Money management is a tedious endeavor for many of us. It takes a significant amount of time and energy to keep track of expenses, come up with a balanced budget, and figure out ways to save money. Personally, I put my finances on autopilot and don’t worry about these things. However, I have been enjoying [...]

Instead of writing about a personal finance topic today, I am going to walk you through the personal finance blogosphere to show you some recent events and a few other things…
Current Events

M-Network adds a new member – This week the M-Network invited Mrs. Micah to join our rank. We have been working with Mrs. Micah [...]

This article was part of the Money Blog Network February 2008 Group Writing Project.
When it comes to budgeting, there are two main camps on this matter — either you swear by it, or you believe budgeting doesn’t work. For example, Nickel coined the term reverse budgeting and pretty much said he saves as aggressively [...]