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Both federal and private bodies help students pay for their schooling in the form of loan, which is a twenty-first century tool available to every student in need of tuition money. This one-stop panacea assists students especially those from low-income families reach the height of their professional dreams. Student loan interest rate is considerably lower [...]

Some parents worry about the double edged sword of teens and work.  On the one hand, there is some research that suggests teens who work might get lower grades.  On the other hand, a teenager who works will probably learn some important life skills.  Should your teen work?  What is more important – grades or [...]

Whether your child is involved in school sports, music, dance, theater, art or some other activity that goes beyond the scope of ordinary schooling, participation is costly. There are activity fees to pay, lesson providers to compensate, equipment and supplies to purchase and, on occasion, trips to go on. All of this starts to add [...]

It’s easy to be down in the dumps these days. The economy is bad, and may or may not be improving. Unemployment remains high, savings account interest rates low, and the stock market shaky. It’s getting colder outside, which some people (ok, me!) may hate. And yet, there is much to be thankful for. If [...]

It’s not a very happy thought, but have you ever considered what you want to happen to your assets after death? What about the guardianship of your children in case both parents die together? If something happens to you but doctors could keep you alive through life support or other measures would you want that? [...]

Tomorrow is Labor Day, I hope that you’re enjoying your long weekend (if you have one). For me, Labor Day is a good time to reflect about the reasons why you are working at your job or business. Is it for money? to support your family? to fulfill a dream? Do you hate your job? [...]

At an early age, it is difficult to teach children about money. Learning comes much more easily when it is fun. Game nights are a family tradition in many households and throwing in one of these board games can combine fun with a little financial education. The board games provide the basic concept for what [...]

As a new parent, I am sure you’re painfully aware of how expensive college is, and will be.  You may wonder how in the world are you going to save that huge sum needed for your child’s college education. This article is design to help you walk through each step — e.g., getting your finances [...]

When saving money for college education, you should be aware of your Expected Family Contribution (EFC). EFC is how much money your family is expected to contribute to your college education — the lower your EFC, the more financial aid you will receive.
A Brief Note From Plonkee
One of the great things about not having children [...]

Recently, Passive Dad asked me about free creative ideas to help friends facing foreclosure.  This is a timely topic since one factor that contributes to the current economic crisis is the rise in foreclosures. Basically, the teaser rate on many adjustable rate mortgages end, and homeowners found themselves unable to afford the new higher mortgage [...]