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How to Choose High Yield Savings Accounts

While traditional brick and mortar banks can be very convenient, they can rarely compete with the high interest rates offered by online high yield savings accounts. Personally, I think these online high interest accounts are the best place to stash your emergency fund and save up money for your short-term goals, such as, saving money [...]

thumb How to Find College Financial Aid

If you have kids, you probably know that only health care cost increases can compete with the inflation seen by education costs. This means that you are probably going to need to do what you can to help your child get the college financial aid that he or she needs. Even if you have been [...]

thumb Open Enrollment Time: A Guide to Your Benefits Package

It’s Open Enrollment time at most employers, the time when you get to choose your benefits coverage for next year. You will review your chosen options, and make changes to them as needed. It’s important to be familiar with last year’s benefits. You may get a summary, but can use your paystub to see what [...]

thumb 33 College Budget Calculators for Students: Budget Now to Reduce Your Debt

Since most colleges don’t have classes on budgeting and basic money management it’s up to students to educate themselves. This collection of 33 free student budget calculators, spreadsheets and worksheets will help students of all ages create a workable budget — plus learn some basic budgeting skills along the way!
Here’s what you’ll find:

9 Web-Based Budget [...]

thumb Money Hacks Carnival #76 – The Fun Money Facts Edition

Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).

Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]

thumb Best Free Essential Software For Windows

Owning a computer can be quite expensive, especially once you add up the cost of software to go with it. Fortunately, you don’t have to spend a fortune to have access to great software. In this article, I was to show you how to save money with these must have free software for windows.
Best of [...]

thumb How To Save Money – The 1,001 List Of Money Saving Ideas And Tips

One of the quickest ways to improve your finances is to reduce your expenses and find more ways to save money. This article is a compilation of various money saving articles that have been published over the years. A few tips are also highlighted from each article. Make sure you follow these links to see [...]

thumb Expected Family Contribution – The Key Target When Saving For College

When saving money for college education, you should be aware of your Expected Family Contribution (EFC). EFC is how much money your family is expected to contribute to your college education — the lower your EFC, the more financial aid you will receive.
A Brief Note From Plonkee
One of the great things about not having children [...]

Self-Employment, Estimated Tax, and Safe Harbor

Unlike my regular job, where my employer withhold a portion of my salary to pay various taxes — i.e., Federal, State, City, Social Security, and Medicare — there’s no tax withholding for my self-employment income.  To avoid any penalty, I have to pay self-employment tax and make estimated tax payments four times a year.  However, [...]

50+ Frugal Tips, Ideas, and Resources

I know I don’t talk enough about frugality. May be I am not a very frugal person, although my wife always call me cheap. So I figure I would share share some great frugal ideas, tips, and resources from around the web (not in any order):

Being Frugal: Making Every Penny Count
Frugal Living by Money Ning
FruWiki, [...]

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