new apartment

Sometimes you just need to stop spending money for a few days. Maybe you are already over budget, or close to it, and the month isn’t over. Maybe you have savings goals with attached deadlines, and need to kick a little extra towards one of those goals before the deadline comes and goes. Or maybe [...]

Your financial life has a certain trajectory — similar to a train on a track. There will be twists and turns, but you can easily determine where you will end up if you stay on the financial track you’re currently on.  What if the traditional methods of working hard, cutting expenses, and saving don’t work [...]

As we approach the holidays and end of the year, many people are finding their wallets just a little thinner than normal. If you’re trying hard to stay within your December budget, consider some of these winter activities to save money this holiday season. Who said frugal activities cannot be fun and enjoyable?

Enjoy movies or [...]

Last week, when the President signs the expanded aid package, my husband and I (and many others) breathe a collective sigh of relief. The expanded aid package includes a seven month extension of the First Time Home Buyer Credit. While many people do not support the extension, I am grateful for it. Granted, my position [...]

One of the quickest ways to improve your finances is to reduce your expenses and find more ways to save money. This article is a compilation of various money saving articles that have been published over the years. A few tips are also highlighted from each article. Make sure you follow these links to see [...]

If you get a chance to talk to a college bound student, what advice would you give him or her? In this article, I am going to share a few tips based on my own experience. This article assumes that the student completed the application process and got accepted to a few schools.

Photo by Srevatsan [...]

This is a guest post by Tisha Kulak of CreditorWeb.
For both parents and students, off-to-school shopping can be an important financial lesson that should be shared. It is a prime opportunity for parents to get to teach their kids a few remaining lessons about budgeting and personal finance: two very important lessons college kids should [...]

In “Determine Your Retirement Needs In 3 Easy Steps,” I demonstrated a way to estimate retirement savings need. When I discussed this with my wife, she asked, “what if we don’t save enough?” After giving it some thought, here are some ideas on how to retire with less money.

Adjust your lifestyle now — If you [...]

In “Using Pareto Principle to Improve Personal Finance” post, I demonstrated how we could use the Pareto principal to focus our limited resources on the things that will give us the most benefits. Raymond from Money Blue Book commented:
“Interesting concept — so is it suggesting that I would be better of not trying to save [...]

I found this great list on Wonders of the World so this week carnival will be based on wondrous things in the world. There are a lot of submissions this weekend but I did manage to read through them all, and could certify their high quality. I list these in the order in which they [...]