neat time

We are inevitably going to be divided into two groups — the people who can’t live without their gadgets, and those who believe that the saturation of gadgets in our everyday lives has simply made things more complicated. However, we can all agree that there is a place in our lives for the gadgets which [...]

Ah … Fall and Spring cleaning — a fresh desk, a clean home, a new perspective with the changing of the seasons. Why is this such a good idea, especially when it comes to your financial documents? It’s simple. Clutter can be dangerous – especially when it involves your finances. When your financial documents are [...]

Unless you’ve been hiding under a rock for the past year or so, you may have realised that the global economy has been somewhat tenuous. People have learned the hard way that they need to be wise with their money, and, for some it means taking on extra work to boost their income, pay off [...]

Until recently, Intuit’s Quicken Online costs $2.99 per month after a 60-day free trial period. Beginning October 13th, 2008 there is no longer a fee to use the Quicken Online program — yes, it’s free!  Since I like free stuff, I signed up yesterday to get some first hand experience.  In short, I liked it.  [...]

My wife and I had a doctor appointment yesterday at 9 AM and we didn’t get to see the doctor until 11:45 AM — that’s ridiculous.  After the visit, I ask the doctor if I can give her a feedback and she graciously accepted the my comment about her staff inability to schedule appointments.  She’s [...]

Money management is a tedious endeavor for many of us. It takes a significant amount of time and energy to keep track of expenses, come up with a balanced budget, and figure out ways to save money. Personally, I put my finances on autopilot and don’t worry about these things. However, I have been enjoying [...]

On Monday night, I stumbled upon the Dave Ramsey Prime Time on Fox Business Network Show, and stopped channel surfing to watch it. I heard about Dave Ramsey through my friends — many of whom greatly admire him (e.g., Ana, Randall, Lynnae, Gibble, and Mrs. Micah). Personally, I like how he helps thousands of people [...]

Here are 6 cool financial math tricks and rules that I know about. These are pretty common, so you may know them already. Take a look. Do you know any of these?
1. Rule of 72 To Double Your Money
The rule says that to find the number of years required to double your investment, you just [...]

In my top 10 list of personal finance lists, the first link takes you to a list of 30 free personal finance eBooks. I had the pleasure of reading the first eBook, Building Wealth: A Beginner’s Guide to Securing Your Financial Future by the Federal Reserve Bank of Dallas.
What I liked
This is one of the [...]

How to ask for a pay raise? That’s the question that always come up one time or another during your career. May be you think you are underpaid, or your skills and responsibilities have grown, or you simply need more money. This article contains tips on doing your research, preparing for salary negotiation, negotiating techniques, [...]