national savings rate

The following is a list of the nationally available highest yields 12-month CD rates. In general, certificates of deposit (CDs) are great investments because your principal is protected by FDIC insurance and your interest rates are guaranteed. Moreover, you can use CD Ladder to make your CD savings more flexible and effective. You can open [...]

There’s no shame in admitting it: It’s possible to make it through college and into the real world without having the first idea about investing, money management, or anything that deals even remotely with finances. But thanks to the growing number of Web sites and online tools devoted to fiscal responsibility, it’s easier than ever [...]

Saving more money is a goal most of us share, but many Americans find that they have very little saved at the end of the month. The recent recession saw Americans saving more than we have in years, up to nearly 7% at one point. In recent months though, that number has been falling back [...]

If you keep a lot of money in your checking account, moving your money to a high interest checking account may be a good move. Below is a list of nationally available highest yields checking accounts. All of these accounts are FDIC insured up to $250,000. Your principal is protected and you’re guarantee a positive [...]

Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).

Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]

There are many free budgeting software online today. I even reviewed a few like Mint and Quicken Online. Honestly, it would be impossible for me to review them all because there are just too many. However, I came across BudgetPulse through one of my regular reader, Craig Kessler. I was impressed by the software and [...]

Our family vacation, which started last Saturday, finally concluded this past Sunday at 7:00 PM. Before I give you a brief overview of our vacation, I’d like to say thank you to the five guest authors by highlighting a recent article from each of their blogs:

Doing it like strippers do by Keith of Be Wealthy [...]

Should I get back into the stock market? You might be asking yourself this question if you had bailed out during the recent market downturn and watched it climbed almost 30% in March. I don’t blame you if you got out. Many people developed their investment strategy while the stock market was doing well, and [...]

The recent trend in bank CD (certificate of deposit) rates has, needless to say, been a negative one. If you were following deposit rates even 1 year ago you would have witnessed a unique time in which banks where offering some of the most lucrative rates in recent history. During the winter – spring of [...]

This is the 11th issue of the Ask The Expert column by Larry Swedroe. You can see Larry’s full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page.
Now, let’s get to the questions and answers (please note that the [...]