mortgage meltdown

There’s a lot to be said for personal responsibility, but now and again a round of the Blame Game is well-deserved and even necessary. In fact, a series of Time Magazine articles from earlier this year, that includes: In Defense of the Recession Blame Game, The Financial Crisis Blame Game, and 25 People to Blame [...]

With all of the media attention that real estate and mortgages have demanded in recent years, it’s important to not forget the fundamentals. Nothing real has changed. I know the mortgage meltdown problem is real, but real estate is still valuable and not as scary to jump into as the media leads often states. There [...]

With the current housing market meltdown, it’s hard to think about investing in real estate. Moreover, the current tight credit market and lack of cash makes it even harder to buy an investment property even if you want to. This is where REIT comes in. Personally, I think it’s an attractive investment option regardless of [...]

For someone who doesn’t carry a lot of debt, I didn’t give Debt-to-Income Ratio a serious thought until I start lending money on peer-to-peer lending networks — i.e., Prosper and Lending Club. The truth is, DTI is important; especially in the business of borrowing and lending money.
Definition of Debt-To-Income Ratios (DTI)
Debt-to-income ratio, or DTI ratio, [...]

This article is part of the Money Matters for All Ages group writing project being conducted by the M-Network and other blogging friends. See the bottom of this article for the full list of participants and links to their articles. Please check back daily, as I will update the links as new articles are posted! [...]

I found this great list on Wonders of the World so this week carnival will be based on wondrous things in the world. There are a lot of submissions this weekend but I did manage to read through them all, and could certify their high quality. I list these in the order in which they [...]

Yesterday, I read “Good Debt?? There is No Such Thing” on Gather Little By Little. First, let me say that I consider Glblguy a friend and a very respectable blogger; but when I read the title I thought what the heck is he talking about? This prompted me to read the rest of what turned [...]