MoneyAisle

Dave Ramsey’s Baby Steps is a financial plan designed to help you get your finances in order, get out of debt, and achieve financial freedom. Dave Ramsey has taught these Baby Steps to millions via radio, The Total Money Makeover, Financial Peace University, and on DaveRamsey.com. In this article, I’d like to walk you through [...]

The recent trend in bank CD (certificate of deposit) rates has, needless to say, been a negative one. If you were following deposit rates even 1 year ago you would have witnessed a unique time in which banks where offering some of the most lucrative rates in recent history. During the winter – spring of [...]

I wrote about Dave Ramsey’s Baby Step 6: Pay Off Home Early about a year ago, and I’d like to revisit the question of “Should you pay off your mortgage early?” in light of today’s economic crisis.

In the Dave Ramsey article, I examined both the advantages and disadvantages of paying off your home loan early, [...]

There are a lot of financial websites out there.  Unfortunately, there are some really good ones that you may not have heard of before.  Over the past few months, I have been trying to collect these financial sites into my Personal Finance Directory (please check it out, explore, rate, and review these sites).  But I [...]

This is one of those times that I wish my money were in a 5-year certificate of deposit instead of a high yield savings account.  About a week ago, I got news from WTDirect that they lowered their savings account interest rate to 2.81% APY.  Then HSBC Direct followed suit and lowered their online savings [...]

I recently came across a web site called MoneyAisle.  It’s an online auction marketplace where you find the best certificate of deposit rates, as well as the best interest rates for high yield savings accounts.  The system works by having banks actively bid against each other in live auctions.  And this is absolutely free for [...]