Could You Survive Without Money?
I spend a great deal of my life talking, thinking and writing about money. We are all familiar with the oft-repeated biblical phrase that says the “love of money is the root of all evil”. It is important to understand that “money” is not the emphasis here, but rather the “love of” money. We are [...]
End-of-Year Financial Checkup Checklist
At least once a year, if not more, you visit the dentist and doctor to make sure everything’s working properly – why not give your finances the same opportunity? As we approach the busy holiday season, it’s easy to let attention slip from personal finance. If you find yourself barreling toward the end of 2009 [...]
Getting the Most Out of Your Health Insurance Before 2010
It’s open enrollment time for many health insurance plans. And that means you are finding out that premiums, deductibles and co-pays are probably on the rise. In some cases, benefits are shrinking as well. Many new health insurance plans won’t kick in until the new year, though, so that leaves a little more than a [...]
Open Enrollment Time: A Guide to Your Benefits Package
It’s Open Enrollment time at most employers, the time when you get to choose your benefits coverage for next year. You will review your chosen options, and make changes to them as needed. It’s important to be familiar with last year’s benefits. You may get a summary, but can use your paystub to see what [...]
9 Really Weird Ways to Make Money
Unless you’ve been hiding under a rock for the past year or so, you may have realised that the global economy has been somewhat tenuous. People have learned the hard way that they need to be wise with their money, and, for some it means taking on extra work to boost their income, pay off [...]
This was a rather interesting week for me. For the first time ever, I had a life insurance agent cursed at me with an F word. The story started last summer when I tried to purchase a term life insurance policy from this agent. He helped my parents stop the monthly payments on their whole [...]
Following the success of previous Frugal of Cheap Test, I am going to throw another one out there for your enjoyment. I hope that you’ll like this Financial IQ Test as much as the last one and find it somewhat educational as well. Please note that I’ve included a link or two for some questions. [...]
Sometimes, it’s easy to focus too much on money and forget why money is important. To me, the most important reason to have money is so that my family and I can survive — e.g., to pay for food, shelter, clothes, medicine, health care, etc. — the basic living needs. Once these basic needs are [...]
My first job after college paid $8 per hour — not good for an Ivy League alumni. That job was something to do while I tried to rediscover myself. I was lost and dispirited because I did not get accepted into a medical school.
Photo from Apple.com
It only takes 17 hours of work for that new [...]
I applied to medical school in 1995, but I did not get accepted — so the more accurate question is “what if I got into a medical school?” What led me to this? I was reading Mighty Bargain Hunter’s post about how much a lady owed to get her medical degree. To become an emergency [...]
| High Interest Savings Accounts | 1.51% |
| High Yield CDs (1-year) | 1.60% |
| High Yield Checking Accounts | 1.46% |
| Best Credit Card | TrueEarnings® |
| 0% APR Balance Transfer | 12 mo |
| Lowest Interest Rate | 9.75% |
| Best Cash Back Reward | 5% |