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Just like a runner must run, I believe those who are financially fit must budget. Your budget might look different than another person’s budget.  Someone might have a complex computer system and another might use a simple pen and paper system.  But, to thrive financially you must have a sense of what you want to [...]

Just over two years ago, I started a personal finance blog called Moolanomy. Over the years, I poured my heart and soul into it, and it became the key to my life dreams. I have many dreams and amongst them: working full-time on web sites and moving my family to Northern Virginia. It so happened [...]

I’ve never owned a vehicle. It’s awfully inconvenient to not be able to drive around. My commute takes twice as long via bus than if I were to drive. Going to grocery store is a pain, and I have to align buying toilet paper with the generosity of friends. Going out for dinner with my [...]

As we approach the vacation season, I want to cover the basics of preparing for roadside emergencies and dealing with car breakdown. I have had my fair share of roadside emergencies and breakdowns. My experience includes minor incidents such as punctured tire, malfunctioned windshield wiper, drained battery, and locked in key. And the more serious [...]

Happy Mother’s Day everyone. This special day makes it an auspicious start to a new week and I hope everyone has a chance to do something special for their wife and mom. The past few days were definitely interesting, and here are the highlights.
A couple of media mentions
Moolanomy received a couple of media mentions. Although [...]

In the past few years, Americans average savings rate has declined precipitously — in fact the current savings rate is practically zero. This means that as a society, we are not saving any money. Worse, we have a habit of borrowing to fuel our consumption. We are spending more than we earn, and that’s a [...]

This is a month of explosive growth for Moolanomy with 8,286 unique visitors and 20,281 page views according to Google Analytics. Also, the number of subscribers exceeded 200 this month. This success was due largely to the 734 unique referrers and the M-Network. I would like to highlight them and say “Thank you!”
Ranking in each [...]