lust

I believe that cash flow is one of the most powerful concepts in personal finance. People tends to know how they feel about their personal finance — e.g., whether they are comfortable or are struggling. Unfortunately, not too many people truly understand cash flow and how important it is to your finances. When you understand [...]

Seems these days everyone has an opinion on how to make money in the stock market. Only now it’s not just the stock market, there is options, foreign exchange, commodities and bonds. And it’s no longer just investing or trading. There’s swing trading, position trading, income investing and dividend investing. Yet I’ve barely scratched the [...]

As the year draws to close, it’s time to take stock of what you are doing to increase your overall tax efficiency. If you are looking to get a few more deductions, this is the time to do so, whether you are paying points for a mortgage or donating to charity. And another way you [...]

One area in which I have vigilantly slashed my spending is the “Entertainment” category. I include cable television, movie theaters, concert tickets, bars, sporting events, and a bunch of other things in this category. The easiest expense to cut back on thus far has been the TV/movies area. For television, Hulu has aided me in [...]

I have two daughters and one son. They are all quite young (the oldest is four). At this moment when I look ahead to the future I am have the exact same financial plan for each of them. Currently, we financially treat them all the same. We save the same amount for college, buy the [...]

Purchasing life insurance can be a little tricky. Insurance sales agents have a bad reputation for trying to get clients to purchase expensive products so that they can enjoy a larger commission check. Although not all insurance sales agents will try to use scare tactics to get you to buy the expensive products, here are [...]

Converting to a Roth IRA is not new, so what with all the buzz about about this Roth IRA Conversion event in 2010? What makes it such a big deal is that up until then, most people couldn’t convert to a Roth IRA because their income was too high. For example, in 2009 if an [...]

There are three laws of motion. Today I just want you to remember Sir Isaac Newton’s First Law.
“The first law says that an object at rest tends to stay at rest, and an object in motion tends to stay in motion, with the same direction and speed. Motion (or lack of motion) cannot change without [...]

Owning a computer can be quite expensive, especially once you add up the cost of software to go with it. Fortunately, you don’t have to spend a fortune to have access to great software. In this article, I was to show you how to save money with these must have free software for windows.
Best of [...]

How do you find a good home lender? How to find the best mortgage rates? These are some of the questions that popped up in Moolanomy Answers a few times. This is probably a good time to buy a house or refinance your existing mortgage, because interest rates are low and the housing market continues [...]