lowest interest rate

If you’re a savvy investor, you most certainly have a fair bit of cash tucked away for general spending and emergencies. The stock market is a long term investment and if 2009 taught us anything, it was to not have money you need to spend in the stock market. So where do you put the [...]

Both federal and private bodies help students pay for their schooling in the form of loan, which is a twenty-first century tool available to every student in need of tuition money. This one-stop panacea assists students especially those from low-income families reach the height of their professional dreams. Student loan interest rate is considerably lower [...]

I’m a firm believer that your 20s is the most important decade of your life financially.  This was a driving reason on why I chose to start my blog 20smoney.com.  This is a crucial decade; unfortunately, it is often the most abused decade as well.  Rather than saving, investing, and building a career, many 20-somethings [...]

I was checking out Discover Bank Online Savings which is currently paying 2.0% APY — highest interest rate in my bank rates table. I noticed that Discover Bank also has a Money Market option, which currently pays 1.55% APY. I’ve never paid attention to the difference, but this time I got curious — what’s the [...]

You may know that your credit report and credit score are important, but do you know why? And do you know how to improve them? Instead of giving you another boring list, here are 10 quick quiz questions to test your credit quotient. Write your answers down on a piece of paper and check them [...]

Kiplinger recently listed their favorite credit cards, from the lowest interest rate credit card to those that give you various types of rewards toward your mortgage, college savings, investment, and trip.

Photo by Classyshot via Flickr
Here are their top 7 credit cards:

Bank of America Upromise World MasterCard – Deposits a 1% rebate in your Upromise account. [...]

Being in debt is not fun. Unfortunately, many people do find themselves in debt and carry balances on multiple credit cards. This article will show you how to eliminate credit card debt on your own without using credit card debt consolidation services. Personally, I think these credit card debt consolidation companies could be helpful to [...]

Today I am not going to write about making side income, frugal living, investing, or any of the usual stuff. Instead, I want to share something that has been on my mind for the past few days. Consider this the “get to know me better” article.
Why I Started Moolanomy…
I started Moolanomy in mid-2007 for three [...]

I have discussed using balance transfer credit cards to help you reduce debt more quickly. As such, I think it’s prudent to go over how to transfer credit card balances so that you can avoid traps and pitfalls. This way you don’t end up paying more fees and finance charges than you should.

Photo by Classyshot [...]

If you normally carry balance from month to month on your credit cards, you should use a credit card that offers low interest rate (expressed as Percent APR). This page features credit cards with some of the lowest interest rates available. Additionally, the tool at the end of the page allows you to search the [...]