Should I get back into the stock market? You might be asking yourself this question if you had bailed out during the recent market downturn and watched it climbed almost 30% in March. I don’t blame you if you got out. Many people developed their investment strategy while the stock market was doing well, and [...]
Ask The Expert with Larry Swedroe, November 2008 Issue
This is the 10th issue of the Ask The Expert column by Larry Swedroe. You can see Larry’s full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page.
Now, let’s get to the questions and answers (please note that the [...]
October 2008 Site and Net Worth Review (-15.27%)
Before I begin my review, I’d like to remind you that tomorrow is Election Day — please exercise your right and VOTE! If you receive a flyer that tries to convince you “Republicans vote on the 4th and Democrats vote on the 5th”, please DO NOT believe it. We all vote on November 4th. I [...]
The Four Corners of Wealth Management in an Economic Crisis
This is a guest post by Simit Petel at InformedTrades.com
It seems like all around the world, we’re having some economic problems. 2008 is a year where we saw price inflation on a global basis. We’re also seeing a global housing crisis. A global food shortage. And an increase in oil prices around the world. What [...]
Ask The Expert with Larry Swedroe, August 2008 Issue
This is the 8th issue of the Ask The Expert column by Larry Swedroe. You can see Larry’s full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page.
Now, let’s get to the questions and answers (please note that the [...]
Ask The Expert with Larry Swedroe, May 2008 Issue
This is the 6th issue of the Ask The Expert column by Larry Swedroe. You can see Larry’s full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page.
Now, let’s get to the questions and answers (please note that the [...]
Should You Pay Off Your Mortgage Early? This is an age-old question with no definitive answer. There are people who believe paying off mortgage as fast as possible is better, and there are people believe investing the difference is better.
Dave Ramsey advocates paying off home loan early in his book The Total Money Makeover. I [...]
How Much Life Insurance Do I Need?
Last year, I switched my car and home insurances to Liberty Mutual and started an umbrella policy with them as well. This move netted me a saving of over $1,000 per year and allowed me to pay the premium monthly without any fee. Last week, I agreed to meet with the sales agent to discuss [...]
One of my favorite subjects that I talk a lot about on this blog, is the subject of wealth. As you know, I share my net worth monthly. Although there are many beliefs and philosophies on how wealth could be accumulated, the mathematical nature of wealth is all the same: Wealth (Net Worth) = Assets [...]
November was a very volatile month for the stock market with pressure from the oil price, sub prime mortgages, and foreclosure problems. The negativity was further fueled by bad news from companies like Citigroup and E*Trade. As a result, the S&P 500 index dropped -4.40% from 1,549.38 to 1,481.14.
According to NetworthIQ, my net worth declined [...]
| High Interest Savings Accounts | 1.51% |
| High Yield CDs (1-year) | 1.60% |
| High Yield Checking Accounts | 1.46% |
| Best Credit Card | TrueEarnings® |
| 0% APR Balance Transfer | 12 mo |
| Lowest Interest Rate | 9.75% |
| Best Cash Back Reward | 5% |