lifehack

I hope everyone had a great Thanksgiving.  Many of you are probably anxiously waiting for Black Friday.   I am sure that are some mighty good deals out there; however, you won’t see me on any line (if I can help it).  Personally, I think Black Friday is a form of torture that should be [...]

This guide is intended to provide readers with ideas, how-to’s, and resources on frugal living and expense reduction. It will explore aspects of frugality and provides practical ideas on how to save money and reduce your expenses. Spending less than you earn is the core component of good money management, and a vital part of [...]

Net Worth Review
The S&P500 basically traded sideway in July going from 1280.00 to 1267.38, or a -1% decline in value. According to NetworthIQ, my net worth dropped another -2.04% — mostly due to the value of my house. Fortunately, my net investable assets actually went up +1.61%, or from 22.59% to 22.94% of $1 million [...]

It’s hard to believe that I have been blogging about personal finance for one full year. Overall, I have to say that it’s a success in many ways. Specifically, I was able to meet the three goals I had set for myself at the beginning:

To learn more about financial concepts and improve my finances
To supplement [...]

Net Worth Review
I have been so busy in May working on the launch of PF Buzz that I didn’t keep up with the market news at all. In the end, the S&P 500 index went up +1.07% from 1385.59 to 1400.38, and according to NetworthIQ, my net worth went up +0.97%. The really good news [...]

Net Worth Review
March was another down month, but the second half certainly showed some promise for the stock market. For the month of March, the S&P 500 index dropped -0.60% from 1330.63 to 1322.70. According to NetworthIQ, my net worth actually went up +0.94% but net investable assets went down -1.01%, or from 22.32% to [...]

Net Worth Review
February was another roller coaster month for the stock market. If it wasn’t for the -2.71% drop on February 29th, the monthly performance would have been mostly flat. In the end, the S&P 500 index dropped -3.48% from 1378.55 to 1330.63. According to NetworthIQ, my net worth actually went up +0.02% and net [...]

Net Worth Review
January was a bad month for the stock market despite two rate cuts by the Fed. The S&P 500 index dropped -6.12% from 1468.36 to 1378.55. According to NetworthIQ, my net worth went down -1.66% and net investable assets went down -7.35%, or from 23.93% to 22.18% of $1 million goal — 2 [...]

What prompted me to write this post is shown in the image below — my wife just got a $26.20 “Big Fat Check” from Ebates. My sister told me about this a few times before, but I didn’t pay any attention…until my wife tried it and got the check.

I am probably a bit late for [...]

In “Getting A Good Job Is A Matter Of Luck?“, Minimum Wage asked, “How do you keep your skills current if you have a menial dead-end job?” I believe that despite your situation, where there’s a will, there’s a way. Since I don’t know where Minimum Wage lives and the kind of skills he seeks, [...]