Update Your Resume Even If You Have A Job
Although I am fairly young, this is the most difficult job market that I can remember or can even imagine. Everyone I speak with seems to have some level of job insecurity. During tough economic times in the past, there were always a few professions that were “safe”: medicine, law, government, etc. These days however, [...]
Would You Use Real Money to Buy Virtual Products?
I recently read an article in The New York Times (hat tip for bringing it to my attention: MAPping Company Success) about the increasing trend of using real money to pay for virtual goods. The article also addresses the rise of credit, via a company called Kwedit.com, to pay for virtual purchases online. This article [...]
How to Die Young: Retire Early
We’ve all heard stories of guys who, after busting their hump for 40 years, kick the bucket at their retirement party or shortly thereafter. These stories scare the crap out of me and make me wonder about the idea of retirement, or on the flip side, working so hard to accomplish retirement. After all, what [...]
Debt consolidation loan is simply a type of loan obtained to pay off multiple loans. The good thing about this debt management tool is, it helps lower interest rates and allows you the freedom to pay a monthly lump sum instead of multiple payments. Put differently, a debt consolidation loan lets you rearrange your numerous [...]
Rent-to-Own: Consider Saving Up Instead
Over Christmas, my husband’s parents came to stay with us for two weeks. We have an extra bedroom, but no bed for it. While the air mattress is fine for a couple of nights, we didn’t want my in-laws to have to sleep on it for two weeks. We’re not quite ready to buy another [...]
Tax Tips for 2009 Tax Year
To help you make the most of your 2009 taxes, here are some tax tips to help you organize, prepare, and take advantage of the available tax deductions and tax credits for 2009 tax year. Instead of trying to compile my own list, I reached out to a few personal finance bloggers to share their [...]
Investing and Uncertainty: A Perspective On Current Economic Policy
Economies develop and move forward under almost any conditions. Mankind can adapt, survive and even make a living in the totalitarian economies of Chavez and Castro to the laissez-faire, free market economies of Canada and Hong Kong. In a manner of speaking, free market is alive and well wherever people live. Sometimes it is a [...]
Prior to 2010, individuals were permitted to convert a traditional IRA to a Roth IRA under the tax law for Roth IRA conversion. There were only two stipulations that governs the conversion: (1) you have to pay taxes on the converted money and (2) you must be within the income limit which determined your eligibility [...]
How To Buy A Used Car
The first step to buying a used car is choosing a vehicle, or at least narrowing your options. Ask yourself: How many passengers do you regularly carry? What sort of trunk or cargo space do you need? What is the minimum gas mileage a car has that will stay within your budget? What would your [...]
Top 10 Financial Blogs To Follow In 2010 By Category
Today, I’d like to share with everyone blogs that I read and think you should check out. For each blog, I will provide details on what is great about it so that you can understand better which blogs might be best for you. I hope that the following blog recommendations will help you find additional [...]
| High Interest Savings Accounts | 1.51% |
| High Yield CDs (1-year) | 1.60% |
| High Yield Checking Accounts | 1.46% |
| Best Credit Card | TrueEarnings® |
| 0% APR Balance Transfer | 12 mo |
| Lowest Interest Rate | 9.75% |
| Best Cash Back Reward | 5% |