Understanding Investment Risk Profiles
Investment advisers and the investment industry has continuously stressed the importance of diversification and asset allocation, however investors have often ignored this, as they were too busy chasing high returns. Since the market meltdown over a year ago investors have learned a hard lesson that asset allocation is vital to an investment portfolio. In this [...]
Treasury Inflation-Protected Securities (TIPS) is a type of Treasury securities that provides protection against inflation and real return. I don’t know if TIPS is the best bond to buy or not, but I am beginning to think that it is after reading articles and books by Larry Swedroe over the years. At the very least, [...]
CD Ladder Explained
The recent stock market decline probably makes more than a few people realize that it’s wise to have a balance of growth and income investments as part of any portfolio. One of these income investments is Certificates of Deposit. It’s widely accessible and relatively simple in a sense that more people are familiar with CDs [...]
A friend of mine is hit hard by the 40% plus drop in his 401(k) and the daily gyration haven’t made it any easier. He was seriously considering cashing out of his 401k and stop contributing altogether. After a long conversation with him, I was able to explain to him why this was a bad [...]
Financial Risks And Personal Finance Risk Management, Part 2
This is the second part of Financial Risks And Personal Finance Risk Management series. In the first part, we looked at financial risks and risk management as they relate to your income and expenses. In this part, we will be looking at risks pertaining to your assets and credit.
Photo by Snoober via Flickr
Asset Risks
Your assets [...]
Ask The Expert with Larry Swedroe, March 2008 Issue
This is the 4th issue of the Ask The Expert column by Larry Swedroe. You can see Larry’s full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page.
Now, let’s get to the questions and answers (please note that the [...]
Ask The Expert with Larry Swedroe, February 2008 Issue
This is the 3rd issue of the Ask The Expert column by Larry Swedroe. You can see Larry’s full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page.
Now, let’s get to the questions and answers (please note that the [...]
I found this great list on Wonders of the World so this week carnival will be based on wondrous things in the world. There are a lot of submissions this weekend but I did manage to read through them all, and could certify their high quality. I list these in the order in which they [...]
I have been investing in the stock market for nearly 10 years and acquired quite a bit of experience and knowledge (mainly through making mistakes). I’ve never codified on to a piece of paper until today. Before I begin, I want to give credit where it is due. This post was inspired by CommodityWorld.com’s Common [...]
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