insurance points

I’m still trying to figure out why people think I’m foolish for using a credit card instead of a debit card.  I’m a Dave Ramsey listener and fan so I’ve heard him rant and rave over the credit card — burn it, torch it, drown it, just be sure to kill it (if you’re not [...]

“When should I take Social Security?” is the first question everyone faces when contemplating retirement. More than 50% of all men and women start taking benefits at 62. By age 66, well over 90% of all men and women are taking benefits according to the Center for Retirement Research at Boston College.

The Break Even Approach
The [...]

I got a call from a company called Steel River today. The lady on the phone said that their cleaning truck will be in my neighborhood and wanted to know if I want the chimney cleaned. Because the truck will be in the area she was able to offer me $49 for the chimney inspection [...]

Dave Ramsey’s Baby Steps is a financial plan designed to help you get your finances in order, get out of debt, and achieve financial freedom. Dave Ramsey has taught these Baby Steps to millions via radio, The Total Money Makeover, Financial Peace University, and on DaveRamsey.com. In this article, I’d like to walk you through [...]

In this Ask the M-Network article, Rebekah shared that she and her husband are thinking about buying a house.  However, they are also $36,000 in credit card debt and can only make minimum payments. Is now the time to buy a house? More importantly, should they buy a house? Here’s the question from Rebekah:
My husband [...]

The other day, I wrote about getting cash through reverse mortgages.  Today, I want to explore refinancing to access money locked up in your home equity. I think it’s a good idea to learn about these options in face of the economic crisis and record high unemployment rate.  You never know when your home equity [...]

This week, members of the M-Network are happy to announce a new feature called Ask The M-Network. This feature allows you, our readers, to submit personal finance questions to any of the M-Network members using the contact form on any M-Network member’s blog. Your question will be answered by several M-Network members and published within [...]

Last Friday, I received a question from one of my readers. He asked that I respond publicly so that others may pitch in with their opinions. However, I took it a step further and passed his question to a few blogger friends and I’ve included their answers here as well.
I am an avid reader of [...]

I was adding a few sites to PF Buzz Planet yesterday, and stumbled upon a web site called One Hundred Push Ups (via Too Smart To Live Like This). This is a timely find since I have been thinking about getting back in shape lately. To tell you the truth, I am feeling guilty about [...]

Today, members of the M-Network are doing a series on vacationing. Frugal tips, ideas, experiences, personal accounts…everything. Check out the other M-Network blogs for more vacationing articles.
My contribution to the project is a hodgepodge of vacation planning, ideas, and tips — hopefully with a few creative ideas that you could use for your own vacation.
1. [...]