Ask The Expert with Larry Swedroe, June 2008 Issue
June 12, 2008 :: Financial Planning, Retirement :: 3 Comments
This is the 7th issue of the Ask The Expert column by Larry Swedroe. You can see Larry's full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page. Now, let's get to the questions and ...
Pinching Pennies And Belt Tightening
May 29, 2008 :: Frugal Living :: 13 Comments
It seems like everything is going up in price. Perhaps, decades of over-consumption are finally catching up to us -- and I mean Americans as a whole. Personally, I am making less than last year after taking the rising cost of living into account. As a result, I ...
5 Strategies to Survive An Economic Slowdown
March 25, 2008 :: Financial Planning :: 25 Comments
With the recent turn of events, I have been giving a lot of thought about what to do in event of economic slowdown -- i.e., recession, stagflation, depression, financial doom, or whatever you want to call it. As I put this list of 5 strategies together, I realize that they ...
The Weak Dollar is Killing Americans’ Wealth (Reprint)
January 4, 2008 :: Investing :: 9 Comments
I just completed my September net worth review and noticed that I am actually less wealthy. While my net worth went up 1.24%, the value of U.S. dollar went down by 2.26%. You may think that this doesn't concern you, but it does because we are an integral part of ...
Using Simple Rules to Predict your Retirement Needs
December 6, 2007 :: Retirement :: 9 Comments
In prior posts, I shared some financial math tricks and demonstrated a quick way to calculate your retirement needs. Now I am going to put the two together and use these rules, along with some historical inflation data, to give you a quick estimate of annual income needed for ...
Impact of Taxes, Inflation, and Currency Illustrated
October 9, 2007 :: Investing, Taxes :: 11 Comments
After I wrote "The Weak Dollar is Killing Americans' Wealth" for Consumerism Commentary last Thursday, I was still intrigued by this new perspective on wealth. As a visual person, I thought this alternative look at the same concept may be easier to grasp and would like to share ...
Determine Your Retirement Needs In 3 Easy Steps
September 24, 2007 :: Retirement :: 14 Comments
There are a lot of sites that help you determine how much you need to save for retirement to maintain your lifestyle. I have never been comfortable with them because they usually don't share the logic behind their calculation. So I came up with the following 3 easy ...
Mortgage Refinancing That Nearly Cost Me $370,000
September 18, 2007 :: Home and Real Estate :: 4 Comments
I mentioned previously that I made many financial mistakes in the past. One of the more serious ones was refinancing my mortgage from 30 years to 15 years in 2003 (about 4 years after I purchased my home). On the surface, I did a brilliant job of saving ...
Moolanomy weekly roundup #4: “Retirement” edition
August 19, 2007 :: Weekly Roundups :: 1 Comment
This week roundup will focus on the subject of retirement. Something I look forward to hopefully sooner rather than later. The way I see it is that you can truly retire until you achieve financial independence; and that is what I want. Financial Dominance wrote What Do I Need ...
