identity protection

There are a lot of web sites that offers free credit score and credit report. However, many of them are not really free and some have down right misleading advertisement regarding their offers. This list contains some of the most popular web sites that offers free credit report and credit score. From the list, two [...]

Banks secure your money. They do this by offering insurance (FDIC or otherwise), and are liable for any stolen funds. Because of this, they have an intrinsic interest in protecting that money — making sure it doesn’t end up in the hands of some criminal looking for a free lunch. However, they don’t insure your [...]

Regardless of your financial situation, your FICO credit score is an important aspect of your finances. This is especially true if you’re planning to borrow money for any reason. With a better credit score, you could get better interest rates and terms on your mortgage, car loan, and other type of loans. As such, it’s [...]

It’s easy to obtain a free credit report ever since the Fair Credit Reporting Act legislation enabled you to obtain one free copy of your credit report every 12 months from each of the three major reporting agencies. However, getting your hands on your credit score for free isn’t so easy.

Currently, there’s still no absolutely [...]

This is the second part of Financial Risks And Personal Finance Risk Management series. In the first part, we looked at financial risks and risk management as they relate to your income and expenses. In this part, we will be looking at risks pertaining to your assets and credit.

Photo by Snoober via Flickr
Asset Risks
Your assets [...]

Following the success of previous Frugal of Cheap Test, I am going to throw another one out there for your enjoyment. I hope that you’ll like this Financial IQ Test as much as the last one and find it somewhat educational as well. Please note that I’ve included a link or two for some questions. [...]

One of the hot financial topic today is identity theft. And if you think it can never happen to you, you are wrong. Here are some examples of identity theft that I have first and second-hand experience with:

I had two separate incidents of account takeover where the thieves used my credit card information to make [...]

I was going to do a saving money for college roundup this week in preparation for my first baby. But, with so many cool credit related posts around, the saving money for college will have to wait another week. This should not be a problem since my baby is not due until mid-December (I still [...]