historical rate

When it comes to long term investing, I believe that you should focus more on dividend yields and cash flow versus speculation and share price appreciation. While this might mean avoiding sexy names like Apple (AAPL) and Amazon (AMZN), there is nothing unsexy about constant cash flow with regards to your assets.

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Dividend Income [...]

Forex trading is becoming more popular in the recent years due in part to the fact that it is more accessible to the general public. It used to be that the currency market was the province of institutions and the wealthy, but technology and other factors have made forex investing, like other types of investing, [...]

During the huge bull, too many of us got too caught up in considering the implications of the first important reality. If stocks offer better returns, then investing in stocks gets you to retirement faster. That really is so and that really is important. But to make investing choices that will work for the long [...]

The mortgage market was in doldrums following the subprime mortgage crisis. More and more borrowers were defaulting on their mortgage payments due to the liquidity crunch. Such was the condition of the mortgage market in United States that the government had to intervene and rescue the mortgage market from further upheavals. To address the needs [...]

There are two rules often cited by investors that sound similar but that in fact make very different claims. In this article, I’ll describe the differences between the two rules — the Multiply-by-25 Rule and the 4-Percent Rule.
The Multiply-by-25 Rule
The purpose of The Multiply-by-25 Rule is to tell an investor how much he needs to [...]

“When should I take Social Security?” is the first question everyone faces when contemplating retirement. More than 50% of all men and women start taking benefits at 62. By age 66, well over 90% of all men and women are taking benefits according to the Center for Retirement Research at Boston College.
The Break Even Approach
The [...]

In this Ask the Expert with Larry Swedroe article, Lynnae from Being Frugal wants to know if people that are in debt should be thinking about investing, or is it best to focus on getting out of debt first. Here’s the question from Lynnae:
Is it best to get out of debt before you start investing?
Answer [...]

In this Ask the Expert with Larry Swedroe article, Rob observed that none of the alternative investments provided sufficient risk reduction to soften the impact of the current Bear Market. Diversification doesn’t seem to be working. What went wrong? Here’s the question from Randy:
Dear Larry,
I’m reading your book, The Only Guide to Alternative Investments You’ll [...]

In this Ask The Expert With Larry Swedroe article, Randy is shying away from the stock market and wondering if he should invest his money in Treasury Inflation Protected Securities (TIPS), or in Certificates of Deposit (CDs). Here’s the question from Randy:
Hi Larry…..seeing that the 5 year TIPS auction in January (reissue) offered a nice [...]

I received an email from Zecco over the weekend stating that they are changing their free online stock trading policy effective March 1, 2009. In case you don’t know who Zecco is, it’s an online discount broker that’s famous for offering its customers cheap online stock trading (at $4.50 per trade), and free trades if [...]