hand me downs

This week, when you find yourself scrambling for a last minute gift, dreading the shopping malls, you may be able to take advantage of regifting. During any time of gift-giving, from weddings to baby showers, Christmas and birthdays, you inevitably unwrap at least one present, and are rewarded with pure puzzlement. A myriad of thoughts [...]

While there are many different opinions as to how much debt is too much, the two ratios below are the most widely used measures of how much debt is manageable. These ratios are also known as debt to income ratios (DTI). Many of you are reading this and other personal finance blogs in an attempt [...]

When purchasing stocks, you are essentially buying the right to receive a share of a company’s income. But the income of some companies sells in the stock market for much less than it does for others. The measure used to compare companies by how much investors must pay for each dollar of income is called [...]

As we approach the vacation season, I want to cover the basics of preparing for roadside emergencies and dealing with car breakdown. I have had my fair share of roadside emergencies and breakdowns. My experience includes minor incidents such as punctured tire, malfunctioned windshield wiper, drained battery, and locked in key. And the more serious [...]

The DOW is down at 8,000 level from its peak at 14,000 level.  The daily ups and downs is so extreme that the index can move over 100 points in just a few minutes.  This can make any investor — new or experienced — nervous and doubtful.

Should I get out of the stock market?
Should I [...]

Over the past few weeks, I have been thinking about my career quite a bit. Perhaps with a few exceptions, I felt that career is a dead concept for many of us. What would prompt me to say such a negative thing? Basically, I dodged a downsizing bullet not too long ago. It’s sad to [...]

Here’s some mid-week fun for Moolanomy’s readers. Have you ever wondered if you are frugal or cheap? I do. I always consider myself frugal, but my wife calls me cheap — go figure!

Photo by Bright Star via Flickr
Here’s a little test. Just answer the 10 questions below and write down your answers on a sheet [...]

My wife and I have been new parents for nearly five months now. Lucky for us, we got some good advices early on, including those from a guest post by Paidtwice: 10 “Preparing For Baby” Tips For the Frugal-Minded. However, I understand how easy it is to overspend on newborns. They are so precious to [...]

This is a guest post from Paidtwice of I’ve Paid For This Twice Already…
As his readers most likely know, Pinyo and his wife are expecting a baby. In fact, why you’re seeing this post I wrote for Pinyo is most likely because they’ve had the baby and are off in the hospital or at home [...]