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thumb Could You Survive Without Money?

I spend a great deal of my life talking, thinking and writing about money. We are all familiar with the oft-repeated biblical phrase that says the “love of money is the root of all evil”. It is important to understand that “money” is not the emphasis here, but rather the “love of” money. We are [...]

thumb Rent-to-Own: Consider Saving Up Instead

Over Christmas, my husband’s parents came to stay with us for two weeks. We have an extra bedroom, but no bed for it. While the air mattress is fine for a couple of nights, we didn’t want my in-laws to have to sleep on it for two weeks. We’re not quite ready to buy another [...]

How to Have a No-Spend Weekend

Sometimes you just need to stop spending money for a few days. Maybe you are already over budget, or close to it, and the month isn’t over. Maybe you have savings goals with attached deadlines, and need to kick a little extra towards one of those goals before the deadline comes and goes. Or maybe [...]

thumb How To Have A Wonderful Yet Frugal Thanksgiving

Thanksgiving is only a few days away, and for some of us, financial concerns are more prominent this year than any other years in the past. However, that’s not what Thanksgiving is all about. Regardless of your financial means, you could have a wonderful and inexpensive Thanksgiving. In this article, I am going to cover [...]

thumb Should You Purchase a Cheaper Product or Upgrade to a More Expensive Product?

In general, people want to make financially responsible decisions when they go shopping. Often times, I look at two apparently identical items that priced differently.  On some occasions, the difference between two products is as obvious as the price.  The question is: should you buy the cheaper item or the more expensive one?  Do you [...]

thumb How To Slice Your Budget Wisely

At least quarterly, Mr. B and I try to take a look at our budget. How is it (or isn’t it) working? Since we are considering buying a house, we have also been looking for ways to slice our budget without bleeding. From out experience, here are some tips on how to create a budget.
Four [...]

thumb Save Money and Benefit with Homemade Products

There are a lot of different ways to save money… and because of the current state of our economy now-a-days we are hearing more and more money saving tips on main stream media. The tips commonly addressed by the media are solid, but today I would like to challenge you to take your frugal living [...]

Forget Economic Stimulus! 20 Ways To Improve Your Finances Today

The global economy runs on a binge and purge cycle, which makes it especially difficult to stay steady and mindful on a personal level. It can be hard to resist living beyond your means during boom times, and even harder to keep your head up during the busts. But no matter how stormy it gets [...]

thumb Kiplinger’s Best Credit Cards For The Way You Spend

Kiplinger recently listed their favorite credit cards, from the lowest interest rate credit card to those that give you various types of rewards toward your mortgage, college savings, investment, and trip.

Photo by Classyshot via Flickr
Here are their top 7 credit cards:

Bank of America Upromise World MasterCard – Deposits a 1% rebate in your Upromise account. [...]

thumb How I Save $8,535 Per Year By Not Having A Car

I’ve never owned a vehicle. It’s awfully inconvenient to not be able to drive around. My commute takes twice as long via bus than if I were to drive. Going to grocery store is a pain, and I have to align buying toilet paper with the generosity of friends. Going out for dinner with my [...]

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