Best Places to Purchase Textbooks for Students
As a college student, we all know how expensive it is to buy just about anything in our daily lives. From our daily meals, to our clothing, how the heck are we supposed to afford all of this? With student loan and credit card debt reaching an all time high per [...]
Would You Use Real Money to Buy Virtual Products?
I recently read an article in The New York Times (hat tip for bringing it to my attention: MAPping Company Success) about the increasing trend of using real money to pay for virtual goods. The article also addresses the rise of credit, via a company called Kwedit.com, to pay for virtual purchases online. This article [...]
Investing in Gold: A Case for Why You Should Buy Gold Now
Given recent economic news, more and more investors are turning to gold as a way to preserve the value of their financial portfolio. Gold has traditionally been considered a safe haven for investment, since it tends to maintain its value during times of economic crisis and upheaval. Gold is an especially good hedge against inflation [...]
American Express Charge Card Flip Video Camera Giveaway
The holiday season is in full swing and everyone is looking for ideas to help them stay out of post-holiday financial nightmare. One way to help you spend more sensibly is by using an American Express Charge Card*. Unlike using a credit card, you must repay your full balance at the end of each month [...]
Credit Score – The Good, the Bad, and the Sucky
Like it or not, your credit score matters whether or not you plan to borrow money. As such it’s a good idea to learn as much as you can about credit score, how it works, and how it impact your finances. Below are some great articles about credit score I found around the web this [...]
Money Hacks Carnival #76 – The Fun Money Facts Edition
Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).
Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]
Even financially responsible people do get into trouble and fall into debt. The most common cause is being insufficiently prepared for financial emergencies — perhaps an unexpected sickness or a sudden job loss. As such, having an emergency fund is a vital part of having a good financial health, and is an important step in [...]
How To Get Free FICO Credit Score
It’s easy to obtain a free credit report ever since the Fair Credit Reporting Act legislation enabled you to obtain one free copy of your credit report every 12 months from each of the three major reporting agencies. However, getting your hands on your credit score for free isn’t so easy.
Currently, there’s still no absolutely [...]
Review Date: 4/1/2009
Quick Stats
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Overall Rating
Benefit Rating
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If you normally carry balance from month to month on your credit cards, you should use a credit card that offers low interest rate (expressed as Percent APR). This page features credit cards with some of the lowest interest rates available. Additionally, the tool at the end of the page allows you to search the [...]
| High Interest Savings Accounts | 1.51% |
| High Yield CDs (1-year) | 1.60% |
| High Yield Checking Accounts | 1.46% |
| Best Credit Card | TrueEarnings® |
| 0% APR Balance Transfer | 12 mo |
| Lowest Interest Rate | 9.75% |
| Best Cash Back Reward | 5% |