18 Business Tools and Tips for the Recent Grad
There’s no shame in admitting it: It’s possible to make it through college and into the real world without having the first idea about investing, money management, or anything that deals even remotely with finances. But thanks to the growing number of Web sites and online tools devoted to fiscal responsibility, it’s easier than ever [...]
Rob the Rich: 8 Things You Can Buy For A Steal In This Recession
If you’re cashed up from living frugally all these years, now is the time to go on an eBay rampage! Many rich are now forced to sell of their goodies on the cheap because they too need cash flow to fund their expensive lifestyle. eBay happens to be a great portal to buy just about [...]
9 Really Weird Ways to Make Money
Unless you’ve been hiding under a rock for the past year or so, you may have realised that the global economy has been somewhat tenuous. People have learned the hard way that they need to be wise with their money, and, for some it means taking on extra work to boost their income, pay off [...]
Alternative Investments, Correlation, and Diversification
In this Ask the Expert with Larry Swedroe article, Rob observed that none of the alternative investments provided sufficient risk reduction to soften the impact of the current Bear Market. Diversification doesn’t seem to be working. What went wrong? Here’s the question from Randy:
Dear Larry,
I’m reading your book, The Only Guide to Alternative Investments You’ll [...]
Should You Own Individual Stocks?
In this Ask The Expert With Larry Swedroe article, Glblguy from Gather Little By Little asked Larry how he can identify the best individual stocks to invest in. Here’s the question from Glblguy:
When deciding to purchase individual stocks, what process do you go through to determine if the stock is a good buy or not?
Answer [...]
I wrote about Dave Ramsey’s Baby Step 6: Pay Off Home Early about a year ago, and I’d like to revisit the question of “Should you pay off your mortgage early?” in light of today’s economic crisis.
In the Dave Ramsey article, I examined both the advantages and disadvantages of paying off your home loan early, [...]
Lost Money In The Stock Market, What Should I Do?
In this Ask The Expert With Larry Swedroe article, the reader (Larry) lost a lot of money in the stock market. He detailed his plight and complained about his full service brokerage firm. It’s 2009 and he only have half of what he did a few months ago. What should he do? Here’s the question [...]
Steven Selengut And The Working Capital Model
I recently came across Steven R. Selengut and his book, The Brainwashing of The American Investor. After reading all the reviews on Amazon, I decided to buy a used copy. The following is a review of the book and a brief overview of the Working Capital Model as outlined by Steven Selengut.
The Premise
Selengut starts the [...]
The Four Corners of Wealth Management in an Economic Crisis
This is a guest post by Simit Petel at InformedTrades.com
It seems like all around the world, we’re having some economic problems. 2008 is a year where we saw price inflation on a global basis. We’re also seeing a global housing crisis. A global food shortage. And an increase in oil prices around the world. What [...]
Financial Risks And Personal Finance Risk Management, Part 2
This is the second part of Financial Risks And Personal Finance Risk Management series. In the first part, we looked at financial risks and risk management as they relate to your income and expenses. In this part, we will be looking at risks pertaining to your assets and credit.
Photo by Snoober via Flickr
Asset Risks
Your assets [...]
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| High Yield CDs (1-year) | 1.60% |
| High Yield Checking Accounts | 1.46% |
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| 0% APR Balance Transfer | 12 mo |
| Lowest Interest Rate | 9.75% |
| Best Cash Back Reward | 5% |