getting out of debt

We in the personal finance blogosphere love to fill the internet with ideas on how to save money and discuss everything under the sun that you should not spend money on. Well, today, I’d like to discuss a few things that I believe are acceptable purchases.

There’s no shame in admitting it: It’s possible to make it through college and into the real world without having the first idea about investing, money management, or anything that deals even remotely with finances. But thanks to the growing number of Web sites and online tools devoted to fiscal responsibility, it’s easier than ever [...]

iPhones are often criticized as expensive and ostentatious. Why buy a smart phone when you can make calls from a $10 pay as you go phone? It may seem like a waste of money, but used properly an iPhone can be a powerful tool in your personal finance arsenal. Here is just a small sampling of [...]

January!  Time to once again set lofty goals. While glancing through a fitness book (Fit and Well: Core Concepts and Labs in Physical Fitness and Wellness) I noticed a subtitle — Reaching Wellness through lifestyle management.  The section “introduces the general process of behavior change and highlights the decisions and challenges you’ll face at each [...]

Today, I’d like to share with everyone blogs that I read and think you should check out.  For each blog, I will provide details on what is great about it so that you can understand better which blogs might be best for you.  I hope that the following blog recommendations will help you find additional [...]

This week, when you find yourself scrambling for a last minute gift, dreading the shopping malls, you may be able to take advantage of regifting. During any time of gift-giving, from weddings to baby showers, Christmas and birthdays, you inevitably unwrap at least one present, and are rewarded with pure puzzlement. A myriad of thoughts [...]

When it comes to shopping this holiday season, many people are probably thinking of sticking with cash. With concerns about the economy prompting many to cut back on spending and avoid adding to their debt, it is little surprise that credit cards are out of favor right now. However, credit cards aren’t all evil. There [...]

If you pay estimated taxes, you may find yourself facing a tax debt when you come to fill in your tax return. As estimated tax payments are predominantly based on your income for the previous tax year, you can easily be crippled with a tax bill that is more than you anticipated if your income [...]

Many of us were not taught the importance of personal money management when we were young. We did not learn to save, invest, allocate, or how to make our money work for us. Many of us are in debt, have no idea how we got here and do not know how to start digging ourselves [...]

I have two daughters and one son. They are all quite young (the oldest is four). At this moment when I look ahead to the future I am have the exact same financial plan for each of them. Currently, we financially treat them all the same. We save the same amount for college, buy the [...]