food shelter

Thanksgiving is only a few days away, and for some of us, financial concerns are more prominent this year than any other years in the past. However, that’s not what Thanksgiving is all about. Regardless of your financial means, you could have a wonderful and inexpensive Thanksgiving. In this article, I am going to cover [...]

There is a tug of war going on over your money right now.  When you sit down and think about it, you know that you should save your money, pay off your debt and provide for your future.  Unfortunately there are other forces coming after your money.  Not only do you have to deal with [...]

As someone who’s on the brink of losing his job, I have been doing my research and looking for employment opportunities. I can tell you that there are jobs out there, but it’s not easy to get one. With unemployment rate in record territory, companies can pick and choose whomever they want to hire, and [...]

This guide is intended to provide readers with ideas, how-to’s, and resources on frugal living and expense reduction. It will explore aspects of frugality and provides practical ideas on how to save money and reduce your expenses. Spending less than you earn is the core component of good money management, and a vital part of [...]

Sometimes, it’s easy to focus too much on money and forget why money is important. To me, the most important reason to have money is so that my family and I can survive — e.g., to pay for food, shelter, clothes, medicine, health care, etc. — the basic living needs. Once these basic needs are [...]

Sometimes when you are in really deep, everything you want to accomplish seems so monumental that you give up before you even begin. I came across Dave Ramsey’s Baby Steps and liked the sound of it. So, I imagined myself working with someone in a bad financial situation, and here are 10 little things that [...]

I want to build my wealth, but I found many personal finance books to be boring and intimidating. They usually go into great detail about setting your financial goals, budgeting, etc. — but they don’t tell you the big picture in a simple and concise way. As the most financially astute person in my family, [...]