financial responsibility

There’s no shame in admitting it: It’s possible to make it through college and into the real world without having the first idea about investing, money management, or anything that deals even remotely with finances. But thanks to the growing number of Web sites and online tools devoted to fiscal responsibility, it’s easier than ever [...]

The holiday season is in full swing and everyone is looking for ideas to help them stay out of post-holiday financial nightmare. One way to help you spend more sensibly is by using an American Express Charge Card*. Unlike using a credit card, you must repay your full balance at the end of each month [...]

There’s a lot to be said for personal responsibility, but now and again a round of the Blame Game is well-deserved and even necessary. In fact, a series of Time Magazine articles from earlier this year, that includes: In Defense of the Recession Blame Game, The Financial Crisis Blame Game, and 25 People to Blame [...]

With all the buzz about the new credit card legislation which is formally known as the CARD Act of 2009, I think it’s a good idea to do a round up of articles that talk about this new law. But before we go to the articles, I just want to give you a brief overview [...]

No Debt Plan is about getting and staying out of debt with a plan. Kevin, the author, is passionate about budgeting, saving for the future, and using goals to reach financial freedom. You can subscribe to his blog by RSS or email.

This interview is part of a new feature he’s developed called Subscriber Swap Saturday. [...]

Should teens have credit cards? That’s always have been a hotly debated topic. I think they should, but many will disagree with me. I guess the best answer will depend on the teen and his or her upbringing. In any case, Discover Card recently introduced a prepaid credit card that could put this debate to [...]

Don’t you find it kind of funny when you hear high school students putting off learning about their finances because they think that’s what college is for? Just by talking to younger relatives and high school students in the community I have noticed that many assume they will learn how to handle their personal finances [...]

As a new parent, I am sure you’re painfully aware of how expensive college is, and will be.  You may wonder how in the world are you going to save that huge sum needed for your child’s college education. This article is design to help you walk through each step — e.g., getting your finances [...]

In this Ask the M-Network article, David admitted that he’s in a lot of debt and asked if he should take up his dad’s offer to get him out of debt. Should he count on dad to bail him out, or should he get out of this financial mess on his own? Here’s the question [...]

In this  Ask the M-Network article, PJ shared information about his home and his desire to buy a house that just came on the market. Should he refinance is current home, or sell it to buy the new one? Should he buy the new home and rent out the old one? Here’s the question from [...]