financial planning

We in the personal finance blogosphere love to fill the internet with ideas on how to save money and discuss everything under the sun that you should not spend money on. Well, today, I’d like to discuss a few things that I believe are acceptable purchases.

If you have kids, you probably know that only health care cost increases can compete with the inflation seen by education costs. This means that you are probably going to need to do what you can to help your child get the college financial aid that he or she needs. Even if you have been [...]

Debt consolidation loan is simply a type of loan obtained to pay off multiple loans. The good thing about this debt management tool is, it helps lower interest rates and allows you the freedom to pay a monthly lump sum instead of multiple payments. Put differently, a debt consolidation loan lets you rearrange your numerous [...]

To help you make the most of your 2009 taxes, here are some tax tips to help you organize, prepare, and take advantage of the available tax deductions and tax credits for 2009 tax year. Instead of trying to compile my own list, I reached out to a few personal finance bloggers to share their [...]

Economies develop and move forward under almost any conditions. Mankind can adapt, survive and even make a living in the totalitarian economies of Chavez and Castro to the laissez-faire, free market economies of Canada and Hong Kong. In a manner of speaking, free market is alive and well wherever people live. Sometimes it is a [...]

I disagree with the common assumption that buying a house will be your biggest financial decision. I believe your choice of a marriage partner will be your single biggest financial decision.  Besides, who do you think is going to help you make the house decision? Therefore, make your spouse decision carefully.  The reasons go far, [...]

As we approach the holidays and end of the year, many people are finding their wallets just a little thinner than normal. If you’re trying hard to stay within your December budget, consider some of these winter activities to save money this holiday season. Who said frugal activities cannot be fun and enjoyable?

Enjoy movies or [...]

The holiday season is in full swing and everyone is looking for ideas to help them stay out of post-holiday financial nightmare. One way to help you spend more sensibly is by using an American Express Charge Card*. Unlike using a credit card, you must repay your full balance at the end of each month [...]

At least once  a year, if not more, you visit the dentist and doctor to make sure everything’s working properly – why not give your finances the same opportunity? As we approach the busy holiday season, it’s easy to let attention slip from personal finance. If you find yourself barreling toward the end of 2009 [...]

Thanksgiving is only a few days away, and for some of us, financial concerns are more prominent this year than any other years in the past. However, that’s not what Thanksgiving is all about. Regardless of your financial means, you could have a wonderful and inexpensive Thanksgiving. In this article, I am going to cover [...]