Posts Tagged ‘FICO’

It’s easy to obtain a free credit report ever since the Fair Credit Reporting Act legislation enabled you to obtain one free copy of your credit report every 12 months from each of the three major reporting agencies (Equifax, Experian, and TransUnion).  However, free credit score wasn’t so easy — at least until now.
Credit Karma [...]

As of yesterday, one of my loans at Lending Club became “31-120 days late” — this means the borrower is not making his monthly payment and I could end up losing that money. Since I have 20 active loans, this represents a 5% loss if the loan should default. Curious, I dug a [...]

Credit cards can be extremely beneficial to individuals and even small business owners. Then again, many can tell or have at least heard of one credit card horror story. Either way you look at it, a responsible and well disciplined person can use credit cards and their perks to their advantage.

Photo by Ian Britton via [...]

Yesterday, I read “Good Debt?? There is No Such Thing” on Gather Little By Little. First, let me say that I consider Glblguy a friend and a very respectable blogger; but when I read the title I thought what the heck is he talking about? This prompted me to read the rest [...]

Just this past Sunday, I did a roundup about FICO credit score and credit card usage. Coincidentally, I came across Check Your Credit Score For Free post on All Financial Matters Blog today. This sounds cool, so I went to have a look (I will actually show you myFICO Score Estimator since it is faster [...]

I was going to do a saving money for college roundup this week in preparation for my first baby. But, with so many cool credit related posts around, the saving money for college will have to wait another week. This should not be a problem since my baby is not due until mid-December (I still [...]