FICO Score

During college, I stayed close to campus every summer in order to work. Plus, I liked living on my own. The second summer I stayed, I got a job as a waitress and rented a room in a house to get me by until the new school year, when I would have a free room [...]

I’m still trying to figure out why people think I’m foolish for using a credit card instead of a debit card.  I’m a Dave Ramsey listener and fan so I’ve heard him rant and rave over the credit card — burn it, torch it, drown it, just be sure to kill it (if you’re not [...]

When you are looking to make money online, it is common to come across a variety of web sites offering to pay you for doing a number of seemingly easy things. One of the most popular types of online money maker is the paid survey site. There are also a number of web sites out [...]

Like it or not, your credit score matters whether or not you plan to borrow money. As such it’s a good idea to learn as much as you can about credit score, how it works, and how it impact your finances. Below are some great articles about credit score I found around the web this [...]

You may know that your credit report and credit score are important, but do you know why? And do you know how to improve them? Instead of giving you another boring list, here are 10 quick quiz questions to test your credit quotient. Write your answers down on a piece of paper and check them [...]

There are a lot of web sites that offers free credit score and credit report. However, many of them are not really free and some have down right misleading advertisement regarding their offers. This list contains some of the most popular web sites that offers free credit report and credit score. From the list, two [...]

Another school year is quickly approaching and this is a great time to start planning and preparing for the new school year. With the current economic condition, it’s also a good time to discuss practical finances with your children. Here is a great collection of articles and video that you can peruse.

6 Ways To Build [...]

Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).

Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]

In general, anything above 700 is considered good, but it’s not that simple. There are many different credit scoring systems with different scales — not to mention individual lenders have their own criteria. In short, a good credit score depends on the scoring system used and your particular lender. However, you can get a good idea of [...]

I recently came across a video by FTC that advertise AnnualCreditReport.com in a manner that mocks the more familiar commercials by FreeCreditReport.com. I had mentioned in the past that credit report from FreeCreditReport.com is not free because you have to sign up for one of their paid services to get it.
FTC AnnualCreditReport.com Restaurant Video
If you [...]