Expense Reduction

The other day I was helping a friend prepare for a personal finance presentation to a group. I suggested that she break up her presentation with a group activity so that the session is more interactive. I don’t know if she will use my suggestion or not. However, I want to share the idea with [...]

Our family vacation, which started last Saturday, finally concluded this past Sunday at 7:00 PM. Before I give you a brief overview of our vacation, I’d like to say thank you to the five guest authors by highlighting a recent article from each of their blogs:

Doing it like strippers do by Keith of Be Wealthy [...]

Last week, Christian Personal Finance turned 2 years old — congratulation Bob! While we are on the subject of blog anniversary, Moolanomy Personal Finance is turning 2 this July 15th. To celebrate this auspicious occasion, I am giving away 1 (one) iPod Shuffle to one lucky winner on July 15th. All you have to do [...]

The second step in Moolanomy’s Financial Success Plan is one of the early steps to help you build a strong financial foundation. This step is meant to improve your cash flow, as such, its key components include starting a budget, reducing your expenses, and making more money. Improving your cash flow is simple. All you [...]

Achieving financial success doesn’t have to be difficult. You can achieve it as long as you want it and work toward it. Unless you’re one of the outliers, the road to financial freedom is a long one. As such, it’s best to bring along a good companion and have a road map to guide you [...]

I am down right bad when it comes to budgeting. I’ve gotten used to a save first and automatic payments lifestyle that budgeting has become a foreign language to me. However, a recent unfortunate event may put this lifestyle to an end and force us to take budgeting seriously. I have been refreshing myself on [...]

As a new parent, I am sure you’re painfully aware of how expensive college is, and will be.  You may wonder how in the world are you going to save that huge sum needed for your child’s college education. This article is design to help you walk through each step — e.g., getting your finances [...]

In this Ask the Expert with Larry Swedroe article, Rob observed that none of the alternative investments provided sufficient risk reduction to soften the impact of the current Bear Market. Diversification doesn’t seem to be working. What went wrong? Here’s the question from Randy:
Dear Larry,
I’m reading your book, The Only Guide to Alternative Investments You’ll [...]

Dave Ramsey’s Baby Steps is a financial plan designed to help you get your finances in order, get out of debt, and achieve financial freedom. Dave Ramsey has taught these Baby Steps to millions via radio, The Total Money Makeover, Financial Peace University, and on DaveRamsey.com. In this article, I’d like to walk you through [...]

As someone who’s on the brink of losing his job, I have been doing my research and looking for employment opportunities. I can tell you that there are jobs out there, but it’s not easy to get one. With unemployment rate in record territory, companies can pick and choose whomever they want to hire, and [...]