exercise

Sometimes you just need to stop spending money for a few days. Maybe you are already over budget, or close to it, and the month isn’t over. Maybe you have savings goals with attached deadlines, and need to kick a little extra towards one of those goals before the deadline comes and goes. Or maybe [...]

On January 18th of this year, I finally decided I was ready to make some New Year’s resolutions. I’ve never really done the resolution thing in the past, and so I wasn’t compelled to do it come December 31 or January 1. But I recognize that goals are good — and so I came up [...]

January!  Time to once again set lofty goals. While glancing through a fitness book (Fit and Well: Core Concepts and Labs in Physical Fitness and Wellness) I noticed a subtitle — Reaching Wellness through lifestyle management.  The section “introduces the general process of behavior change and highlights the decisions and challenges you’ll face at each [...]

Chances are, you are already planning your holiday shopping. You might even be looking ahead toward Black Friday and Cyber Monday. With retailers still trying to lure customers into spending, this year offers the potential for some great deals on the biggest shopping days of the year. Here are some shopping tips that can help [...]

In general, people want to make financially responsible decisions when they go shopping. Often times, I look at two apparently identical items that priced differently.  On some occasions, the difference between two products is as obvious as the price.  The question is: should you buy the cheaper item or the more expensive one?  Do you [...]

Welcome to the Best of Money Carnival, a weekly listing of the top 10 personal finance posts. The carnival gathers submissions from some of the best personal finance and investing bloggers on the web, and permits the hosting blogger the privilege of choosing his or her top ten favorite articles. Below are the ones I [...]

I never thought I would find myself in this seat. What seat, you ask? The seat where I am sitting across the table from a recent graduate giving them advice on “What now?” I have written a list of 10 things to do when you graduate but that mainly goes over short-term things that you [...]

Over the past few years, options trading have become more mainstream with many discount brokers advertising options trading along with other investments such as mutual funds, stocks and bonds. There are even online discount brokers with the word “options” in their names — e.g., OptionsXpress and OptionsHouse. But what exactly are options? An option is [...]

The other day I was helping a friend prepare for a personal finance presentation to a group. I suggested that she break up her presentation with a group activity so that the session is more interactive. I don’t know if she will use my suggestion or not. However, I want to share the idea with [...]

The global economy runs on a binge and purge cycle, which makes it especially difficult to stay steady and mindful on a personal level. It can be hard to resist living beyond your means during boom times, and even harder to keep your head up during the busts. But no matter how stormy it gets [...]