equifax

There’s no shame in admitting it: It’s possible to make it through college and into the real world without having the first idea about investing, money management, or anything that deals even remotely with finances. But thanks to the growing number of Web sites and online tools devoted to fiscal responsibility, it’s easier than ever [...]

There are a lot of web sites that offers free credit score and credit report. However, many of them are not really free and some have down right misleading advertisement regarding their offers. This list contains some of the most popular web sites that offers free credit report and credit score. From the list, two [...]

I recently came across a video by FTC that advertise AnnualCreditReport.com in a manner that mocks the more familiar commercials by FreeCreditReport.com. I had mentioned in the past that credit report from FreeCreditReport.com is not free because you have to sign up for one of their paid services to get it.

FTC AnnualCreditReport.com Restaurant Video
If you [...]

It’s easy to obtain a free credit report ever since the Fair Credit Reporting Act legislation enabled you to obtain one free copy of your credit report every 12 months from each of the three major reporting agencies. However, getting your hands on your credit score for free isn’t so easy.

Currently, there’s still no absolutely [...]

This was a rather interesting week for me.  For the first time ever, I had a life insurance agent cursed at me with an F word.  The story started last summer when I tried to purchase a term life insurance policy from this agent.  He helped my parents stop the monthly payments on their whole [...]

There are a lot of financial websites out there.  Unfortunately, there are some really good ones that you may not have heard of before.  Over the past few months, I have been trying to collect these financial sites into my Personal Finance Directory (please check it out, explore, rate, and review these sites).  But I [...]

Have you heard of FreeCreditReport.com before?  If you watch television at all, you probably came across their free credit report commercials more than once.  And if you do a Google search for “Free Credit Report”, they will actually come up as the #2 result.  Don’t believe their commercials or their extremely misleading name even for [...]

Following the success of previous Frugal of Cheap Test, I am going to throw another one out there for your enjoyment. I hope that you’ll like this Financial IQ Test as much as the last one and find it somewhat educational as well. Please note that I’ve included a link or two for some questions. [...]

One of the hot financial topic today is identity theft. And if you think it can never happen to you, you are wrong. Here are some examples of identity theft that I have first and second-hand experience with:

I had two separate incidents of account takeover where the thieves used my credit card information to make [...]

I came across Check Your Credit Score For Free post on All Financial Matters Blog today. The tool was good, but I found a better one called myFICO FICO Score Estimator (it’s faster and there’s no advertisement). The calculator asks you 10 questions to come up with an estimated range of your FICO credit score.
The [...]