Kwedit: Training Wheels For A Real World Debt Ridden Lifestyle?
Back in the 80s I walked to the YMCA with my weekly video game allowance of two quarters. That bought me one game of Asteroid and one game of Pac-man. Any idea what the difference is between Pac-man in the 80s and FooPets today? You had to pay cash up front in order to play [...]
Different Paths You Can Take Toward Financial Independence
Financial independence is a term typically used to describe a state where you have sufficient assets to live a certain lifestyle indefinitely without having to work or be employed. Whether your income is derived from interest on savings, investment income, real estate income or something else, it really doesn’t matter. The key is that you’re [...]
Investing and Uncertainty: A Perspective On Current Economic Policy
Economies develop and move forward under almost any conditions. Mankind can adapt, survive and even make a living in the totalitarian economies of Chavez and Castro to the laissez-faire, free market economies of Canada and Hong Kong. In a manner of speaking, free market is alive and well wherever people live. Sometimes it is a [...]
Your financial life has a certain trajectory — similar to a train on a track. There will be twists and turns, but you can easily determine where you will end up if you stay on the financial track you’re currently on. What if the traditional methods of working hard, cutting expenses, and saving don’t work [...]
9 Really Weird Ways to Make Money
Unless you’ve been hiding under a rock for the past year or so, you may have realised that the global economy has been somewhat tenuous. People have learned the hard way that they need to be wise with their money, and, for some it means taking on extra work to boost their income, pay off [...]
2009 State Sales Tax Holidays And Back To School Shopping
I have noticed a couple of Sales Tax Holidays articles: 2009 State Sales Tax Holidays at Cash Money Life and Sales tax holiday reminder! at Don’t Mess With Taxes. This is a good opportunity to do your back to school shopping and reduce sales tax on items that you need anyway. Of course, you can [...]
Is The Cash for Clunkers Car Buying Stimulus Program Dead?
Well, that was fast. The Cash for Clunkers program created a lot of buzz in the personal finance blogging niche (and I am sure in the auto industry as well). And a few days later, it went out with a bang. Yes, the Cash for Clunkers program, Gas Guzzler rebate, or whatever you want to [...]
Weekly Highlights: May 17, 2009
This week, Moolanomy received several mentions from mainstream sites including WSJ The Wallet and OregonLive.com. However, the reference I am most proud of this week is being called a “Web Entrepreneur” by my role-model who runs an exemplary blog called The Digerati Life.
Additionally, Moolanomy was also included on several top lists:
100 Incredibly Inspiring Blog Posts [...]
Weekly Highlights: January 29, 2009
Earlier this week, I wrote that FreeCreditReport.com is not free, and promptly got a personal finance lecture from Abigail at I Pick Up Pennies. She said, “If you’re not clear why a site needs your credit card information is needed, don’t give it out.” She also said that I should be reading and re-reading Terms [...]
I have been thinking about setting up a Limited Liability Company (LLC) for my web business to manage personal liability risk. LCC is an attractive option for incorporating a small business, because it provides the limited personal liability of a corporation, but the pass-through taxation of a partnership or an S corporation. For this reason, [...]
| High Interest Savings Accounts | 1.51% |
| High Yield CDs (1-year) | 1.60% |
| High Yield Checking Accounts | 1.46% |
| Best Credit Card | TrueEarnings® |
| 0% APR Balance Transfer | 12 mo |
| Lowest Interest Rate | 9.75% |
| Best Cash Back Reward | 5% |