Posts Tagged ‘credit’

This is the second part of Financial Risks And Personal Finance Risk Management series. In the first part, we looked at financial risks and risk management as they relate to your income and expenses. In this part, we will be looking at risks pertaining to your assets and credit.

Photo by Snoober via Flickr
Asset [...]

The most valuable lesson I’ve been taught came from my dad –- from the day I was a little girl being bounced on his knee till today when I’m a career woman in my own right, dad has just one piece of advice when it comes to finance –- Just because you have the money, [...]

Great Articles
If you haven’t seen Personal Finance Buzz, please visit, sign up, and give it a try. Some of the most popular articles of the week include:

Alas, problogger, we hardly knew ye at Brip Blap — Steve who became pro-blogger not long ago shares his thought on pro-blogging and the reason why he went [...]

Over the weekend, I came across a rather interesting series called The History of Credit and Debt at Myvesta.org. In this carnival, I’ll be sharing short excerpts from the series.
This week carnival is not big, but it’s packed with good articles. In this carnival, I selected 9 articles as the editor’s picks and [...]

Following the success of previous Frugal of Cheap Test, I am going to throw another one out there for your enjoyment. I hope that you’ll like this Financial IQ Test as much as the last one and find it somewhat educational as well. Please note that I’ve included a link or two for [...]

Welcome to the “Money Saving Hacks” edition of Money Hacks Carnival. We have over 60 submissions this week, so this is a fairly long carnival. Let’s start off with the editor’s picks, and don’t forget to check out money saving tips.

Editor’s Picks

Smart Moves To Lower Your Health Care Costs posted at The Digerati [...]

You would never take out an insurance policy on behalf of your bank and pay its premiums, would you? But that’s exactly what you’re doing when your credit card company convinces you to buy life and disability insurance. The sales pitch plays upon fears of the unknown:

What if you became ill or disabled and [...]

Yesterday I stumbled upon SmartyPig. It is an online piggy bank where you could set up savings goals, and invite family and friends to contribute to your account. While your savings is accumulating, it’s earning a competitive interest rate of 4.30% APY. Once you reach a savings goal, you can choose their SmartyPig MasterCard® Debit [...]

Last week, my friend Gibble sparked a little controversy with his post “Why I think P2P lending is a bad idea.” He believes peer-to-peer lending as bad because it propagates myriad problems caused by credit and debt. In his words:
“I’m not a fan of borrowing money and couldn’t in good conscience recommend these [...]

At the end of last month, I discussed how the basic net worth formula reveals several money management insights. As part of that article, I started a little game where I ask my readers and other bloggers to join in and list idea to increase income, reduce expenses, save money, pay of debt, etc. [...]