Posts Tagged ‘credit score’

My article 10 Tips For College Bound Students, I wrote that college students should start using credit card while they are in college. This generated quite a bit of opposing comments. Specifically, I wrote:
Establish you credit history early. College is a great time to get your own credit card. This way you start [...]

It’s easy to obtain a free credit report ever since the Fair Credit Reporting Act legislation enabled you to obtain one free copy of your credit report every 12 months from each of the three major reporting agencies (Equifax, Experian, and TransUnion).  However, free credit score wasn’t so easy — at least until now.
Credit Karma [...]

This is the second part of Financial Risks And Personal Finance Risk Management series. In the first part, we looked at financial risks and risk management as they relate to your income and expenses. In this part, we will be looking at risks pertaining to your assets and credit.

Photo by Snoober via Flickr
Asset [...]

I’m going to keep this round up nice and short since my family isn’t doing so well with cold and fever running rampant.

13 Ways To Save Money And Go Green at My Two Dollars — A lot of good ideas on how to save money and help out the environment.
10 Steps To Avoid Becoming A [...]

One of the hot financial topic today is identity theft. And if you think it can never happen to you, you are wrong. Here are some examples of identity theft that I have first and second-hand experience with:

I had two separate incidents of account takeover where the thieves used my credit card information [...]

As of yesterday, one of my loans at Lending Club became “31-120 days late” — this means the borrower is not making his monthly payment and I could end up losing that money. Since I have 20 active loans, this represents a 5% loss if the loan should default. Curious, I dug a [...]

This article is not meant to convince you to try credit card arbitrage — rather, it’s meant to start a discussion about it. Ultimately, I would like to hear your thought on credit card arbitrage as a money making strategy.

Photo by Classyshot via Flickr
First, we start off with a little background information.
What Is Credit [...]

Just this past Sunday, I did a roundup about FICO credit score and credit card usage. Coincidentally, I came across Check Your Credit Score For Free post on All Financial Matters Blog today. This sounds cool, so I went to have a look (I will actually show you myFICO Score Estimator since it is faster [...]

I was going to do a saving money for college roundup this week in preparation for my first baby. But, with so many cool credit related posts around, the saving money for college will have to wait another week. This should not be a problem since my baby is not due until mid-December (I still [...]