How To Use A Credit Card For Protection
In the past few weeks, I’ve been reading some articles, along with their comments, about people cutting up their credit cards. There are multiple rationales behind this decision. One such rationale is that the credit card companies act immorally by preying on the “weak” who fall into the trap of credit. Another rationale is that [...]
Kiplinger’s Best Credit Cards For The Way You Spend
Kiplinger recently listed their favorite credit cards, from the lowest interest rate credit card to those that give you various types of rewards toward your mortgage, college savings, investment, and trip.
Photo by Classyshot via Flickr
Here are their top 7 credit cards:
Bank of America Upromise World MasterCard – Deposits a 1% rebate in your Upromise account. [...]
Chase Minimum Payment Increased To 5%, Now What?
I came across “Chase Hiked My Minimum Payment To 5 Percent!” on The Consumerist today. This is bad news for Greg and his wife, because this hike increase their minimum payment $558 to $930 — which causes them significant financial stress. Although I sympathized with the dilemma that Greg and his wife are facing, I [...]
New Credit Card Legislation, CARD Act of 2009 Weekly Highlights
With all the buzz about the new credit card legislation which is formally known as the CARD Act of 2009, I think it’s a good idea to do a round up of articles that talk about this new law. But before we go to the articles, I just want to give you a brief overview [...]
Review Date: 4/1/2009
Quick Stats
Double Cashback Bonus® on Grocery Store Purchases in November and December*
5% to 20% Cashback Bonus® at Top Online Retailers*
Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 CBB Partners
No Annual Fee
Online Account Access
Online Bill Payment
Overall Rating
Benefit Rating
[...]
If you normally carry balance from month to month on your credit cards, you should use a credit card that offers low interest rate (expressed as Percent APR). This page features credit cards with some of the lowest interest rates available. Additionally, the tool at the end of the page allows you to search the [...]
The following are credit cards for especially designed for frequent travelers. These credit cards include travel reward cards, airline mileage cards, gas cards, and hotel cards. In general, you’ll have to be on the road quite often to make these cards worth while.
As of 12/15/2009, these are some of the best non-cash reward credit cards [...]
Are Balance Transfer Credit Cards Dying Out?
As a result of the ongoing credit crisis that seems to be hobbling everyone, consumers are starting to see more and more fees for credit card services and features that we all had grown accustomed to getting for free. Credit has simply gotten more expensive in a very short amount of time for all of [...]
One of my favorite money maximizing moves is to use credit cards that offer cash back reward to pay for everything I normally would (note: this doesn’t mean go out and spend money needlessly, it means using credit card instead of cash when you can). In return, you’ll get a small amount of money back [...]
Credit cards can be extremely beneficial to individuals and even small business owners. Then again, many can tell or have at least heard of one credit card horror story. Either way you look at it, a responsible and well disciplined person can use credit cards and their perks to their advantage.
Photo by Ian Britton via [...]
| High Interest Savings Accounts | 1.51% |
| High Yield CDs (1-year) | 1.60% |
| High Yield Checking Accounts | 1.46% |
| Best Credit Card | TrueEarnings® |
| 0% APR Balance Transfer | 12 mo |
| Lowest Interest Rate | 9.75% |
| Best Cash Back Reward | 5% |