How Long Do You Have To Live In A Home To Justify Buying It?
I recently heard an interesting discussion on Dave Ramsey’s radio show about the length of time you need to live in a home in order for it to make sense going through the process and expense of purchasing it. It’s a rare occasion that I disagree with Dave Ramsey, but in this instance, I [...]
How To Vacation Without Disappointment
Most people go on vacation with expectations of a non-stop extravaganza or with the hopes of an interruption-free solitude. That’s what I call setting yourself up for failure. Neither of those two is going to happen. We both know it. Whether you are envisioning a week of beach lounging and Pina Coladas or a week [...]
A Basic Look at Long Term Investing
With the recent stock market crash, many people are understandably wary about investing. Concerns about the volatility of the stock market, and the prospect of losses during downturn, have convinced many that stock investing is not for them. However, “safer” investments like cash and bonds may not provide the needed returns for your portfolio to [...]
Dave Ramsey’s How to Drive Free and Retire Rich
I recently came across the How to Drive Free and Retire Rich slideshow on Dave Ramsey site via a fellow blogger Pat. The slideshow basically said the normal way thinking about car ownership is all wrong and there is a better way to go about this. Dave Ramsey proposes that you save your money first, [...]
Stock Volatility Kills
During the huge bull, too many of us got too caught up in considering the implications of the first important reality. If stocks offer better returns, then investing in stocks gets you to retirement faster. That really is so and that really is important. But to make investing choices that will work for the long [...]
The Difference Between The Multiply-By-25 Rule And The 4-Percent Rule
There are two rules often cited by investors that sound similar but that in fact make very different claims. In this article, I’ll describe the differences between the two rules — the Multiply-by-25 Rule and the 4-Percent Rule.
The Multiply-by-25 Rule
The purpose of The Multiply-by-25 Rule is to tell an investor how much he needs to [...]
Save Money With Low Flow Shower Head And Aerators
If I told you that you could make a 462% annualized return by investing in a water saving shower head, you might tell me to take a hike. With the stock market in the tank, you might be tired of hearing about another investment where you can make huge returns with little or no risk. [...]
What Is The Best Porfolio Rebalancing Strategy?
In this Ask The Expert With Larry Swedroe article, the reader (Edward) is wondering what’s the best way to rebalance his investment portfolio and increase his fixed asset allocation. Due to the stock market crash, he is reluctant to sell his beaten down stocks to increase his bonds allocation. Is it better just to allocate [...]
Portfolio Rebalancing and Buying Underperforming Assets
This article is part of the Ask the M-Network series. The question in this article reference my prior article, Everything You Ever Wanted To Know About Asset Allocation. The question is about how an investment portfolio can become unbalanced and why should you buy more underperforming assets. Here is Botong’s question:
Hi, I was just reading [...]
Is Now The Right Time To Invest?
The DOW is down at 8,000 level from its peak at 14,000 level. The daily ups and downs is so extreme that the index can move over 100 points in just a few minutes. This can make any investor — new or experienced — nervous and doubtful.
Should I get out of the stock market?
Should I [...]
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