coverage

It’s open enrollment time for many health insurance plans. And that means you are finding out that premiums, deductibles and co-pays are probably on the rise. In some cases, benefits are shrinking as well. Many new health insurance plans won’t kick in until the new year, though, so that leaves a little more than a [...]

We are inevitably going to be divided into two groups — the people who can’t live without their gadgets, and those who believe that the saturation of gadgets in our everyday lives has simply made things more complicated. However, we can all agree that there is a place in our lives for the gadgets which [...]

It’s Open Enrollment time at most employers, the time when you get to choose your benefits coverage for next year. You will review your chosen options, and make changes to them as needed. It’s important to be familiar with last year’s benefits. You may get a summary, but can use your paystub to see what [...]

In the past few weeks, I’ve been reading some articles, along with their comments, about people cutting up their credit cards. There are multiple rationales behind this decision. One such rationale is that the credit card companies act immorally by preying on the “weak” who fall into the trap of credit. Another rationale is that [...]

I have heard it is said that people spend more with credit cards than with cash. I believe those statistics based on my personal experience. However, there is something to be said for the convenience of the credit card because there are advantages of credit cards over cash. One way to minimize the cost of [...]

All inheritances are not taxable to the recipients; it’s the estate that must pay taxes, if any are due. In 2009, the amount excluded from any tax due is $3.5 million, and next year, the estate tax is repealed, no tax regardless of the estate size. Unfortunately, the repeal lasts only for 2010, and the [...]

The follow article (Q&A) was provided to me by State Farm. After a careful review, I felt the information was useful and neutral enough to share. Regardless of what insurance company you decide to use, these tips should be equally applicable. Here’s the article:
Based on some research we did at State Farm, we realized that [...]

Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).

Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]

One of the quickest ways to improve your finances is to reduce your expenses and find more ways to save money. This article is a compilation of various money saving articles that have been published over the years. A few tips are also highlighted from each article. Make sure you follow these links to see [...]

Achieving financial success doesn’t have to be difficult. You can achieve it as long as you want it and work toward it. Unless you’re one of the outliers, the road to financial freedom is a long one. As such, it’s best to bring along a good companion and have a road map to guide you [...]